Is PBY or MO a better dividend investment in 2026?

PBY currently yields 4.00% with a 5% 5-year dividend growth rate. MO yields 9.11% with 4.3% growth. The better choice depends on your goal: MO offers higher current income.

What is the dividend yield difference between PBY and MO?

PBY has a forward dividend yield of 4.00% ($2.00/share annually). MO yields 9.11% ($4.08/share annually). The yield gap is 5.11 percentage points.

Home › Compare › PBY vs MO

PBY vs MO: Dividend Comparison 2026

PBY yields 4.00% · MO yields 9.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PBY wins by $371.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

PBY

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full PBY calculator →

Altria Group Inc.

● Live price

9.11%

Share price

$44.80

Annual div

$4.08

5Y div CAGR

4.3%

Payout ratio

78%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.7K

Annual income

$4,052.72

Full MO calculator →

Portfolio growth — PBY vs MO

📍 PBY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PBY	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PBY + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PBY pays

MO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PBY

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

Annual income on $10K today (after 15% tax)

$774.11/yr

After 10yr DRIP, annual income (after tax)

$3,444.81/yr

At 15% tax rate, MO beats the other by $2,680.50/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PBY + MO for your $10,000?

PBY: 50%MO: 50%

100% MO50/50100% PBY

Portfolio after 10yr

$27.9K

Annual income

$2,475.96/yr

Blended yield

8.89%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

PBY

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

+36.7% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PBY buys

MO buys

Politician	Chamber	Ticker	Type	Amount	Date
Ro Khanna	🏢 House	$MO	▲ Buy	$1,000 - $15,000	2025-08-04
Sheri Biggs	🏢 House	$MO	▼ Sell	$1,001 - $15,000	2025-03-19
Pete Sessions	🏢 House	$MO	▼ Sell	$1,001 - $15,000	2024-09-10
Ro Khanna	🏢 House	$MO	▲ Buy	$1,001 - $15,000	2024-03-20
Ro Khanna	🏢 House	$MO	▲ Buy	$1,001 - $15,000	2024-02-13
Virginia Foxx	🏢 House	$MO	▼ Sell	$1,001 - $15,000	2024-01-16
Virginia Foxx	🏢 House	$MO	▲ Buy	$1,001 - $15,000	2024-01-11
Ro Khanna	🏢 House	$MO	▼ Sell	$1,001 - $15,000	2024-01-10
Ro Khanna	🏢 House	$MO	▲ Buy	$1,001 - $15,000	2024-01-10
Virginia Foxx	🏢 House	$MO	▼ Sell	$15,001 - $50,000	2024-01-10

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPBYMO

Forward yield	4.00%	9.11% ✓
Annual dividend / share	$2.00	$4.08 ✓
Payout ratio	50% ✓	78%
1-year div growth	5% ✓	4.1%
5-year div CAGR	5% ✓	4.3%
Portfolio after 10y	$28.0K ✓	$27.7K
Annual income after 10y	$899.19	$4,052.72 ✓
Total dividends collected	$6.4K	$20.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: PBY vs MO ($10,000, DRIP)

Year	PBY Portfolio	PBY Income/yr	MO Portfolio	MO Income/yr	Gap
1← crossover	$11,120	$420.00	$10,740	$949.88	+$380.00 → PBY
2	$12,357	$458.31	$11,601	$1,086.84	+$756.00 → PBY
3	$13,721	$499.76	$12,608	$1,250.75	+$1.1K → PBY
4	$15,227	$544.58	$13,792	$1,448.20	+$1.4K → PBY
5	$16,885	$593.02	$15,190	$1,687.69	+$1.7K → PBY
6	$18,713	$645.34	$16,851	$1,980.28	+$1.9K → PBY
7	$20,724	$701.81	$18,838	$2,340.48	+$1.9K → PBY
8	$22,938	$762.73	$21,230	$2,787.44	+$1.7K → PBY
9	$25,372	$828.41	$24,130	$3,346.72	+$1.2K → PBY
10	$28,047	$899.19	$27,676	$4,052.72	+$371.00 → PBY

PBY vs MO: Complete Analysis 2026

PBY — Stock

PBY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PBY shares.

Full PBY Calculator →

MO — Consumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

📬

Get this PBY vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PBY vs SCHD PBY vs JEPI PBY vs O PBY vs KO PBY vs MAIN PBY vs PM PBY vs BTI PBY vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.