HomeComparePCARX vs SCHD

PCARX vs SCHD: Dividend Comparison 2026

PCARX yields 4.97% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PCARX wins by $65.8K in total portfolio value
10 years
PCARX
PCARX
● Live price
4.97%
Share price
$9.52
Annual div
$0.47
5Y div CAGR
30.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$94.8K
Annual income
$25,330.78
Full PCARX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PCARX vs SCHD

📍 PCARX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCARXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCARX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCARX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCARX
Annual income on $10K today (after 15% tax)
$422.13/yr
After 10yr DRIP, annual income (after tax)
$21,531.16/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PCARX beats the other by $21,169.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCARX + SCHD for your $10,000?

PCARX: 50%SCHD: 50%
100% SCHD50/50100% PCARX
Portfolio after 10yr
$61.9K
Annual income
$12,878.36/yr
Blended yield
20.80%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCARX buys
0
SCHD buys
0
No recent congressional trades found for PCARX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCARXSCHD
Forward yield4.97%3.46%
Annual dividend / share$0.47$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.6%0%
Portfolio after 10y$94.8K$29.0K
Annual income after 10y$25,330.78$425.95
Total dividends collected$66.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PCARX vs SCHD ($10,000, DRIP)

YearPCARX PortfolioPCARX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,349$648.58$11,226$346.36+$123.00PCARX
2$13,041$898.39$12,572$357.38+$469.00PCARX
3$15,214$1,260.11$14,046$367.84+$1.2KPCARX
4$18,074$1,794.31$15,660$377.73+$2.4KPCARX
5$21,941$2,601.66$17,425$387.07+$4.5KPCARX
6$27,331$3,854.86$19,354$395.86+$8.0KPCARX
7$35,106$5,861.12$21,461$404.13+$13.6KPCARX
8$46,752$9,188.75$23,762$411.89+$23.0KPCARX
9$64,960$14,936.11$26,272$419.15+$38.7KPCARX
10$94,838$25,330.78$29,010$425.95+$65.8KPCARX

PCARX vs SCHD: Complete Analysis 2026

PCARXStock

The fund invests at least 80% of its assets in a diversified portfolio of Fixed Income Instruments of varying maturities, which may be represented by forwards or derivatives such as options, futures contracts or swap agreements. It may invest in both investment grade and high yield securities ("junk bonds") subject to a maximum of 50% of its total assets in securities rated below B- by Moody's, or equivalently rated by S&P or Fitch, or, if unrated, determined by PIMCO to be of comparable quality.

Full PCARX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.