Is PCBK or QYLD a better dividend investment in 2026?

PCBK currently yields 98.96% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: PCBK offers higher current income.

What is the dividend yield difference between PCBK and QYLD?

PCBK has a forward dividend yield of 98.96% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 87.04 percentage points.

Home › Compare › PCBK vs QYLD

PCBK vs QYLD: Dividend Comparison 2026

PCBK yields 98.96% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PCBK wins by $3.71M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PCBK

● Live price

98.96%

Share price

$2.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.73M

Annual income

$1,249,521.44

Full PCBK calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — PCBK vs QYLD

📍 PCBK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PCBK	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PCBK + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PCBK pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCBK

Annual income on $10K today (after 15% tax)

$8,411.68/yr

After 10yr DRIP, annual income (after tax)

$1,062,093.22/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, PCBK beats the other by $1,057,282.81/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PCBK + QYLD for your $10,000?

PCBK: 50%QYLD: 50%

100% QYLD50/50100% PCBK

Portfolio after 10yr

$1.88M

Annual income

$627,590.38/yr

Blended yield

33.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCBK buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPCBKQYLD

Forward yield	98.96% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$3.73M	$25.4K ✓
Annual income after 10y	$1,249,521.44 ✓	$5,659.31
Total dividends collected	$3.33M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PCBK vs QYLD ($10,000, DRIP)

Year	PCBK Portfolio	PCBK Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$20,596	$9,896.09	$10,352	$1,192.36	+$10.2K → PCBK
2	$41,086	$19,048.67	$10,830	$1,347.57	+$30.3K → PCBK
3	$79,476	$35,513.64	$11,460	$1,539.07	+$68.0K → PCBK
4	$149,242	$64,202.12	$12,275	$1,777.84	+$137.0K → PCBK
5	$272,361	$112,672.66	$13,323	$2,078.95	+$259.0K → PCBK
6	$483,598	$192,171.97	$14,667	$2,463.34	+$468.9K → PCBK
7	$836,344	$318,893.69	$16,396	$2,960.57	+$819.9K → PCBK
8	$1,410,309	$515,421.12	$18,631	$3,612.97	+$1.39M → PCBK
9	$2,321,315	$812,283.84	$21,548	$4,482.15	+$2.30M → PCBK
10	$3,733,328	$1,249,521.44	$25,398	$5,659.31	+$3.71M → PCBK

PCBK vs QYLD: Complete Analysis 2026

PCBK — Stock

PCBK is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PCBK shares.

Full PCBK Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.