Is PCBN or FCPT a better dividend investment in 2026?

PCBN currently yields 1000000.00% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: PCBN offers higher current income.

What is the dividend yield difference between PCBN and FCPT?

PCBN has a forward dividend yield of 1000000.00% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 999993.95 percentage points.

Home › Compare › PCBN vs FCPT

PCBN vs FCPT: Dividend Comparison 2026

PCBN yields 1000000.00% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PCBN wins by $4.7683925249533696e+36M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PCBN

● Live price

1000000.00%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.7683925249533696e+36M

Annual income

$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00

Full PCBN calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — PCBN vs FCPT

📍 PCBN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PCBN	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PCBN + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PCBN pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCBN

Annual income on $10K today (after 15% tax)

$85,000,000.00/yr

After 10yr DRIP, annual income (after tax)

$4,052,336,490,287,657,000,000,000,000,000,000,000,000,000.00/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, PCBN beats the other by $4,052,336,490,287,657,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PCBN + FCPT for your $10,000?

PCBN: 50%FCPT: 50%

100% FCPT50/50100% PCBN

Portfolio after 10yr

$2.3841962624766848e+36M

Annual income

$2,383,727,347,228,033,600,000,000,000,000,000,000,000,000.00/yr

Blended yield

99.98%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

PCBN

No analyst data

Altman Z

0.1

Piotroski

3/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCBN buys

FCPT buys

No recent congressional trades found for PCBN or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPCBNFCPT

Forward yield	1000000.00% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$4.7683925249533696e+36M	$49.1K ✓
Annual income after 10y	$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00 ✓	$5,775.28
Total dividends collected	$4.7683311610149396e+36M	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: PCBN vs FCPT ($10,000, DRIP)

Year	PCBN Portfolio	PCBN Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$100,010,700	$100,000,000.00	$11,401	$700.92	+$100.00M → PCBN
2	$934,786,450,701	$934,679,439,252.34	$13,064	$864.84	+$934786.44M → PCBN
3	$8,165,787,108,578,292	$8,164,786,887,076,042.00	$15,051	$1,072.48	+$8165787108.56M → PCBN
4	$66,665,884,190,957,650,000	$66,657,146,798,751,470,000.00	$17,442	$1,337.22	+$66665884190957.63M → PCBN
5	$508,662,171,058,048,100,000,000	$508,590,838,561,963,700,000,000.00	$20,340	$1,677.08	+$508662171058048128.00M → PCBN
6	$3,627,235,248,428,489,700,000,000,000	$3,626,690,979,905,457,600,000,000,000.00	$23,880	$2,116.57	+$3.62723524842849e+21M → PCBN
7	$24,173,681,159,150,610,000,000,000,000,000	$24,169,800,017,434,790,000,000,000,000,000.00	$28,241	$2,689.36	+$2.417368115915061e+25M → PCBN
8	$150,567,402,861,454,640,000,000,000,000,000,000	$150,541,537,022,614,370,000,000,000,000,000,000.00	$33,660	$3,442.07	+$1.5056740286145463e+29M → PCBN
9	$876,477,100,281,847,600,000,000,000,000,000,000,000	$876,315,993,160,785,800,000,000,000,000,000,000,000.00	$40,456	$4,439.95	+$8.764771002818475e+32M → PCBN
10	$4,768,392,524,953,369,600,000,000,000,000,000,000,000,000	$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00	$49,063	$5,775.28	+$4.7683925249533696e+36M → PCBN

PCBN vs FCPT: Complete Analysis 2026

PCBN — Stock

Piedmont Community Bank Group, Inc. operates as the bank holding company for Piedmont Community Bank, which offers various commercial banking services to residents and small businesses in Georgia. The company offers various deposit products, including checking, money market, savings, individual retirement, time deposit accounts, demand deposits, and certificates of deposit. The company loan portfolio includes commercial real estate loans; real estate mortgage loans; construction and development loans; commercial and industrial loans; and consumer loans, such as home equity loans, automobile financing, RV financing, boat financing, loans secured by deposits, overdraft protection lines, and secured and unsecured personal loans. The company also issues ATM and debit cards, travelers' checks, and official checks; conducts wire transfer services and Internet banking; and provides safe deposit and telephone banking services, as well as offers MasterCard and VISA credit card services. It primarily serves customers located in the middle part of Georgia, including Baldwin, Bibb, Greene, Houston, Jones, Monroe, and Putnam counties. The company was formerly known as Piedmont Community Bank and changed its name to Piedmont Community Bank Group, Inc. in March 2007. The company was founded in 2002 and is based in Gray, Georgia.

Full PCBN Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.