HomeComparePCFI vs QYLD

PCFI vs QYLD: Dividend Comparison 2026

PCFI yields 10.61% · QYLD yields 11.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PCFI wins by $14.9K in total portfolio value
10 years
PCFI
PCFI
● Live price
10.61%
Share price
$22.71
Annual div
$2.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.3K
Annual income
$2,062.34
Full PCFI calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — PCFI vs QYLD

📍 PCFI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCFIQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCFI + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCFI pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCFI
Annual income on $10K today (after 15% tax)
$901.48/yr
After 10yr DRIP, annual income (after tax)
$1,752.99/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $3,057.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCFI + QYLD for your $10,000?

PCFI: 50%QYLD: 50%
100% QYLD50/50100% PCFI
Portfolio after 10yr
$32.9K
Annual income
$3,860.83/yr
Blended yield
11.75%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCFI buys
0
QYLD buys
1
PoliticianChamberTickerTypeAmountDate
Tim Moore🏢 House$QYLD▼ Sell$15,001 - $50,0002025-05-02
Tim Moore🏢 House$QYLD▲ Buy$15,001 - $50,0002025-04-07
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002022-11-14
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002020-10-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCFIQYLD
Forward yield10.61%11.92%
Annual dividend / share$2.41$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$40.3K$25.4K
Annual income after 10y$2,062.34$5,659.31
Total dividends collected$15.6K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PCFI vs QYLD ($10,000, DRIP)

YearPCFI PortfolioPCFI Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,761$1,060.56$10,352$1,192.36+$1.4KPCFI
2$13,749$1,165.68$10,830$1,347.57+$2.9KPCFI
3$15,986$1,273.66$11,460$1,539.07+$4.5KPCFI
4$18,489$1,383.93$12,275$1,777.84+$6.2KPCFI
5$21,279$1,495.90$13,323$2,078.95+$8.0KPCFI
6$24,377$1,609.01$14,667$2,463.34+$9.7KPCFI
7$27,806$1,722.72$16,396$2,960.57+$11.4KPCFI
8$31,589$1,836.50$18,631$3,612.97+$13.0KPCFI
9$35,750$1,949.86$21,548$4,482.15+$14.2KPCFI
10$40,315$2,062.34$25,398$5,659.31+$14.9KPCFI

PCFI vs QYLD: Complete Analysis 2026

PCFIStock

PCFI provides segmented exposure to the North American fixed income market with the intention of exceeding the performance of the broader bank loan market over a credit cycle. It aims to deliver overall total return through investments in high yield, floating rate bank loans and other corporate debt securities of middle market issuers in the US and, partially, in Canada. While it primarily invests in senior secured loans, it will also hold corporate bonds, convertible bonds, and preferred stock that are believed to be undervalued. The fund utilizes value investing with the intention of balancing the risks with the potential reward of discounted securities. It mainly follows a bottom-up investment approach, emphasizing downside protection, with the aim of adding value initially through security selection. The fund will not focus on maturity and duration. The portfolio will typically include 60 to 110 credit instruments.

Full PCFI Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.