HomeComparePCGU vs XYLD

PCGU vs XYLD: Dividend Comparison 2026

PCGU yields 3.79% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $4.9K in total portfolio value· pulled ahead in Year 3
10 years
PCGU
PCGU
● Live price
3.79%
Share price
$145.00
Annual div
$5.50
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.3K
Annual income
$0.38
Full PCGU calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — PCGU vs XYLD

📍 XYLD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCGUXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PCGU + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCGU pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCGU
Annual income on $10K today (after 15% tax)
$322.41/yr
After 10yr DRIP, annual income (after tax)
$0.32/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,735.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCGU + XYLD for your $10,000?

PCGU: 50%XYLD: 50%
100% XYLD50/50100% PCGU
Portfolio after 10yr
$22.8K
Annual income
$1,609.70/yr
Blended yield
7.06%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PCGU right now

PCGU
Analyst Ratings
16
Buy
7
Hold
1
Sell
Consensus: Buy
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCGU buys
0
XYLD buys
0
No recent congressional trades found for PCGU or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCGUXYLD
Forward yield3.79%10.98%
Annual dividend / share$5.50$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.3K$25.3K
Annual income after 10y$0.38$3,219.02
Total dividends collected$383.00$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PCGU vs XYLD ($10,000, DRIP)

YearPCGU PortfolioPCGU Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,890$189.66$10,818$1,098.39+$72.00PCGU
2$11,748$96.51$11,738$1,222.51+$10.00PCGU
3← crossover$12,619$48.65$12,774$1,364.64$155.00XYLD
4$13,527$24.42$13,944$1,527.86$417.00XYLD
5$14,486$12.23$15,270$1,715.87$784.00XYLD
6$15,507$6.12$16,775$1,933.09$1.3KXYLD
7$16,595$3.06$18,490$2,184.87$1.9KXYLD
8$17,758$1.53$20,450$2,477.63$2.7KXYLD
9$19,002$0.77$22,697$2,819.19$3.7KXYLD
10$20,333$0.38$25,280$3,219.02$4.9KXYLD

PCGU vs XYLD: Complete Analysis 2026

PCGUStock

PG&E Corporation, through its subsidiary, Pacific Gas and Electric Company, engages in the sale and delivery of electricity and natural gas to customers in northern and central California, the United States. It generates electricity using nuclear, hydroelectric, fossil fuel-fired, fuel cell, and photovoltaic sources. As of December 31, 2021, the company owns and operates approximately 18,000 circuit miles of interconnected transmission lines; 33 electric transmission substations, approximately 108,000 circuit miles of distribution lines, 67 transmission switching substations, and 753 distribution substations; and natural gas transmission, storage, and distribution system consisting of approximately 43,800 miles of distribution pipelines, approximately 6,200 miles of backbone and local transmission pipelines, and various storage facilities. It serves residential, commercial, industrial, and agricultural customers, as well as natural gas-fired electric generation facilities. The company was incorporated in 1905 and is headquartered in San Francisco, California.

Full PCGU Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.