Is PCLB or JEPQ a better dividend investment in 2026?

PCLB currently yields 2.88% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between PCLB and JEPQ?

PCLB has a forward dividend yield of 2.88% ($1.08/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 8.22 percentage points.

Home › Compare › PCLB vs JEPQ

PCLB vs JEPQ: Dividend Comparison 2026

PCLB yields 2.88% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PCLB wins by $57.5K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

PCLB

● Live price

2.88%

Share price

$37.50

Annual div

$1.08

5Y div CAGR

42.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$102.2K

Annual income

$33,690.88

Full PCLB calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — PCLB vs JEPQ

📍 PCLB pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PCLB	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PCLB + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

PCLB pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCLB

Annual income on $10K today (after 15% tax)

$244.80/yr

After 10yr DRIP, annual income (after tax)

$28,637.25/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, PCLB beats the other by $26,807.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PCLB + JEPQ for your $10,000?

PCLB: 50%JEPQ: 50%

100% JEPQ50/50100% PCLB

Portfolio after 10yr

$73.5K

Annual income

$17,921.73/yr

Blended yield

24.38%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCLB buys

JEPQ buys

No recent congressional trades found for PCLB or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPCLBJEPQ

Forward yield	2.88%	11.10% ✓
Annual dividend / share	$1.08	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	42.1% ✓	0%
Portfolio after 10y	$102.2K ✓	$44.8K
Annual income after 10y	$33,690.88 ✓	$2,152.59
Total dividends collected	$74.8K ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PCLB vs JEPQ ($10,000, DRIP)

Year	PCLB Portfolio	PCLB Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,109	$409.25	$11,930	$1,110.39	$821.00 → JEPQ
2	$12,491	$603.78	$14,133	$1,224.34	$1.6K → JEPQ
3	$14,267	$901.56	$16,632	$1,340.46	$2.4K → JEPQ
4	$16,633	$1,367.53	$19,454	$1,457.97	$2.8K → JEPQ
5	$19,914	$2,117.35	$22,626	$1,576.08	$2.7K → JEPQ
6	$24,675	$3,366.71	$26,175	$1,694.09	$1.5K → JEPQ
7← crossover	$31,942	$5,539.98	$30,133	$1,811.32	+$1.8K → PCLB
8	$43,702	$9,524.14	$34,531	$1,927.17	+$9.2K → PCLB
9	$64,067	$17,305.14	$39,403	$2,041.08	+$24.7K → PCLB
10	$102,242	$33,690.88	$44,787	$2,152.59	+$57.5K → PCLB

PCLB vs JEPQ: Complete Analysis 2026

PCLB — Stock

Pinnacle Bancshares, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services. The company provides checking accounts, savings accounts, and demand and time deposits. It also offers personal lending for automobile, boat, jet ski, motor home, travel trailers, manufactured home, tractor, ATV, personal line of credit, and others; mortgage products, such as residential purchase and refinance, investment property, consumer construction, consumer 2nd mortgage, veterans administration loans, federal housing administration loans, land loans, home equity line of credit, and home improvement/renovation; commercial lending products, including purchase, construction, and refinance of residential rental property and commercial real estate, as well as residential rental property improvements, land acquisition, investment, and development; commercial construction; and SBA lending. In addition, the company provides digital banking, card, cash management, and merchant services. It operates seven offices in the central and northwest Alabama. Pinnacle Bancshares, Inc. was incorporated in 1996 and is based in Jasper, Alabama.

Full PCLB Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.