Is PCOM or RYLD a better dividend investment in 2026?

PCOM currently yields 8.00% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between PCOM and RYLD?

PCOM has a forward dividend yield of 8.00% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 4.39 percentage points.

Home › Compare › PCOM vs RYLD

PCOM vs RYLD: Dividend Comparison 2026

PCOM yields 8.00% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $11.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PCOM

● Live price

8.00%

Share price

$24.99

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.0K

Annual income

$1,328.07

Full PCOM calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — PCOM vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PCOM	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PCOM + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PCOM pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCOM

Annual income on $10K today (after 15% tax)

$680.27/yr

After 10yr DRIP, annual income (after tax)

$1,128.86/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RYLD beats the other by $1,151.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PCOM + RYLD for your $10,000?

PCOM: 50%RYLD: 50%

100% RYLD50/50100% PCOM

Portfolio after 10yr

$39.6K

Annual income

$2,005.53/yr

Blended yield

5.06%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PCOM right now

PCOM

Analyst Ratings

Buy

Consensus: Buy

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCOM buys

RYLD buys

No recent congressional trades found for PCOM or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPCOMRYLD

Forward yield	8.00%	12.39% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.0K	$45.3K ✓
Annual income after 10y	$1,328.07	$2,682.98 ✓
Total dividends collected	$10.7K	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PCOM vs RYLD ($10,000, DRIP)

Year	PCOM Portfolio	PCOM Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,500	$800.32	$11,939	$1,239.34	$439.00 → RYLD
2	$13,166	$860.18	$14,158	$1,382.89	$992.00 → RYLD
3	$15,007	$920.31	$16,682	$1,532.59	$1.7K → RYLD
4	$17,038	$980.43	$19,537	$1,687.64	$2.5K → RYLD
5	$19,271	$1,040.30	$22,752	$1,847.20	$3.5K → RYLD
6	$21,720	$1,099.66	$26,355	$2,010.43	$4.6K → RYLD
7	$24,399	$1,158.30	$30,376	$2,176.45	$6.0K → RYLD
8	$27,323	$1,216.03	$34,847	$2,344.43	$7.5K → RYLD
9	$30,508	$1,272.67	$39,800	$2,513.54	$9.3K → RYLD
10	$33,972	$1,328.07	$45,269	$2,682.98	$11.3K → RYLD

PCOM vs RYLD: Complete Analysis 2026

PCOM — Stock

Points.com Inc. provides technology solutions to loyalty industry in the United States, Europe, and internationally. It offers Currency Retailing for its members to get more of their currency, whenever they need it; Travel Accrual for its members to book any hotel, car, or activity and earn currency; Everyday Accrual for members to earn currency on day-to-day purchases; Travel Rewards for members to redeem their currency for hotel stays and car rentals; Everyday Rewards for members to redeem their currency for more than travel; and Currency Utility for members to do so much more with currency. The company was founded in 2000 and is headquartered in Toronto, Canada. As of June 30, 2022, Points.com Inc. operates as a subsidiary of Plusgrade LP.

Full PCOM Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.