HomeComparePCR vs JEPI

PCR vs JEPI: Dividend Comparison 2026

PCR yields 6.04% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PCR wins by $820.00 in total portfolio value
10 years
PCR
PCR
● Live price
6.04%
Share price
$19.19
Annual div
$1.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.8K
Annual income
$888.26
Full PCR calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — PCR vs JEPI

📍 PCR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCRJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCR + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCR pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCR
Annual income on $10K today (after 15% tax)
$513.69/yr
After 10yr DRIP, annual income (after tax)
$755.02/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $544.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCR + JEPI for your $10,000?

PCR: 50%JEPI: 50%
100% JEPI50/50100% PCR
Portfolio after 10yr
$29.4K
Annual income
$1,208.44/yr
Blended yield
4.11%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCR buys
0
JEPI buys
0
No recent congressional trades found for PCR or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCRJEPI
Forward yield6.04%8.40%
Annual dividend / share$1.16$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.8K$29.0K
Annual income after 10y$888.26$1,528.62
Total dividends collected$7.5K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PCR vs JEPI ($10,000, DRIP)

YearPCR PortfolioPCR Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,304$604.34$11,260$840.19+$44.00PCR
2$12,734$638.47$12,641$907.94+$93.00PCR
3$14,298$672.18$14,150$978.20+$148.00PCR
4$16,004$705.33$15,795$1,050.85+$209.00PCR
5$17,862$737.85$17,584$1,125.74+$278.00PCR
6$19,882$769.65$19,526$1,202.74+$356.00PCR
7$22,074$800.64$21,628$1,281.69+$446.00PCR
8$24,450$830.77$23,898$1,362.43+$552.00PCR
9$27,022$859.99$26,347$1,444.79+$675.00PCR
10$29,802$888.26$28,982$1,528.62+$820.00PCR

PCR vs JEPI: Complete Analysis 2026

PCRStock

The Simplify VettaFi Private Credit Strategy ETF (PCR) seeks income and capital appreciation by investing in a private credit strategy plus a credit hedge derivatives strategy.The private credit strategy focuses on business development companies (BDCs) and publicly-traded closed end funds (CEFs) that primarily invest in the private credit sector.Credit hedging is primarily through a proprietary long/short hedge based on total return swaps of “quality” and “junk” equities.

Full PCR Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.