HomeComparePCRFY vs SCHD

PCRFY vs SCHD: Dividend Comparison 2026

PCRFY yields 2.46% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.8K in total portfolio value
10 years
PCRFY
PCRFY
● Live price
2.46%
Share price
$9.36
Annual div
$0.23
5Y div CAGR
-7.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.2K
Annual income
$132.08
Full PCRFY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PCRFY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCRFYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCRFY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCRFY pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCRFY
Annual income on $10K today (after 15% tax)
$208.87/yr
After 10yr DRIP, annual income (after tax)
$112.27/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $249.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCRFY + SCHD for your $10,000?

PCRFY: 50%SCHD: 50%
100% SCHD50/50100% PCRFY
Portfolio after 10yr
$25.6K
Annual income
$279.01/yr
Blended yield
1.09%
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Analyst Conviction Gap

Where Wall Street is split right now

PCRFY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
2.0
Piotroski
5/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCRFY buys
1
SCHD buys
0
PoliticianChamberTickerTypeAmountDate
Greg Gianforte🏢 House$PCRFY▲ Buy$1,001 - $15,0002020-03-18
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCRFYSCHD
Forward yield2.46%3.46%
Annual dividend / share$0.23$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-7.1%0%
Portfolio after 10y$22.2K$29.0K
Annual income after 10y$132.08$425.95
Total dividends collected$1.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PCRFY vs SCHD ($10,000, DRIP)

YearPCRFY PortfolioPCRFY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,928$228.28$11,226$346.36$298.00SCHD
2$11,910$216.60$12,572$357.38$662.00SCHD
3$12,948$204.95$14,046$367.84$1.1KSCHD
4$14,048$193.46$15,660$377.73$1.6KSCHD
5$15,214$182.23$17,425$387.07$2.2KSCHD
6$16,450$171.34$19,354$395.86$2.9KSCHD
7$17,763$160.85$21,461$404.13$3.7KSCHD
8$19,157$150.80$23,762$411.89$4.6KSCHD
9$20,639$141.20$26,272$419.15$5.6KSCHD
10$22,216$132.08$29,010$425.95$6.8KSCHD

PCRFY vs SCHD: Complete Analysis 2026

PCRFYStock

Panasonic Holdings Corporation, together with its subsidiaries, develops, manufactures, sells, and services various electrical and electronic products worldwide. It operates through Appliances, Life Solutions, Connected Solutions, Automotive, and Industrial Solutions segments. The Appliances segment offers air conditioners, refrigerators, washing machines, vacuum cleaners, microwave ovens, rice cookers, personal care products, TVs, digital cameras, video equipment, home audio equipment, fixed-phones, show cases, compressors, and fuel cells. The Life Solutions segment provides lighting fixtures, lamps, wiring devices, solar photovoltaic systems, spatial sterilizing/deodorizing equipment, interior and exterior furnishing materials, ventilation and air conditioning equipment, air purifiers, bicycles, and nursing care related products, as well as kitchen and bath products. The Connected Solutions segment offers aircraft in-flight entertainment systems and communications services, electronic component mounting machines, welding equipment, PCs and tablets, projectors, and professional AV systems, as well as solutions for various industries. The Automotive segment provides automotive-use infotainment systems, head-up displays, automotive audio systems, automotive switches, vehicle camera modules, advanced driver assistance systems, automotive mirrors, and cylindrical and prismatic lithium-ion batteries, as well as devices and systems for electric automobiles. The Industrial Solutions segment offers relays, switches, power supply products, industrial motors and sensors, capacitors, coils, resistors, electronic circuit board materials, semiconductors, and LCD panels, as well as small lithium–ion, dry, and micro batteries. The company was formerly known as Panasonic Corporation. Panasonic Holdings Corporation was founded in 1918 and is headquartered in Kadoma, Japan.

Full PCRFY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.