HomeComparePCSB vs DIVO

PCSB vs DIVO: Dividend Comparison 2026

PCSB yields 3.41% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $6.0K in total portfolio value
10 years
PCSB
PCSB
● Live price
3.41%
Share price
$19.04
Annual div
$0.65
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$425.24
Full PCSB calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — PCSB vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCSBDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCSB + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCSB pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCSB
Annual income on $10K today (after 15% tax)
$290.18/yr
After 10yr DRIP, annual income (after tax)
$361.45/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, DIVO beats the other by $495.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCSB + DIVO for your $10,000?

PCSB: 50%DIVO: 50%
100% DIVO50/50100% PCSB
Portfolio after 10yr
$28.0K
Annual income
$716.86/yr
Blended yield
2.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCSB buys
0
DIVO buys
0
No recent congressional trades found for PCSB or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCSBDIVO
Forward yield3.41%6.62%
Annual dividend / share$0.65$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.9K$31.0K
Annual income after 10y$425.24$1,008.47
Total dividends collected$3.9K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PCSB vs DIVO ($10,000, DRIP)

YearPCSB PortfolioPCSB Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,041$341.39$11,362$661.96$321.00DIVO
2$12,167$352.28$12,860$702.91$693.00DIVO
3$13,381$362.78$14,504$743.56$1.1KDIVO
4$14,691$372.89$16,303$783.73$1.6KDIVO
5$16,102$382.60$18,268$823.31$2.2KDIVO
6$17,621$391.92$20,408$862.17$2.8KDIVO
7$19,255$400.83$22,737$900.20$3.5KDIVO
8$21,012$409.35$25,266$937.31$4.3KDIVO
9$22,900$417.49$28,008$973.42$5.1KDIVO
10$24,929$425.24$30,977$1,008.47$6.0KDIVO

PCSB vs DIVO: Complete Analysis 2026

PCSBStock

PCSB Financial Corporation operates as the bank holding company for PCSB Bank that provides financial services to individuals and businesses in Putnam, Southern Dutchess, Rockland, and Westchester Counties in New York. The company offers deposit products, including interest and non-interest bearing, time, and demand; checking, NOW, money market, savings, certificate of deposit, and individual retirement accounts; and online and mobile deposit services, as well as cash management services comprising escrow, sweep, and lockbox accounts. It also provides commercial real estate, multi-family residential real estate, commercial business, construction, residential mortgage, and consumer and deposit overdraft loans, as well as home equity lines of credit, insurance products, and securities. In addition, the company is involved in investment activities. As of June 30, 2022, PCSB Financial Corporation offered its services from executive offices/headquarters and 14 banking offices. The company was founded in 1871 and is headquartered in Yorktown Heights, New York.

Full PCSB Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.