HomeComparePCSB vs JEPQ

PCSB vs JEPQ: Dividend Comparison 2026

PCSB yields 3.41% · JEPQ yields 11.47%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $20.9K in total portfolio value
10 years
PCSB
PCSB
● Live price
3.41%
Share price
$19.04
Annual div
$0.65
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$425.24
Full PCSB calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.47%
Share price
$53.77
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.8K
Annual income
$2,269.18
Full JEPQ calculator →

Portfolio growth — PCSB vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCSBJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PCSB + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCSB pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCSB
Annual income on $10K today (after 15% tax)
$290.18/yr
After 10yr DRIP, annual income (after tax)
$361.45/yr
JEPQ
Annual income on $10K today (after 15% tax)
$974.55/yr
After 10yr DRIP, annual income (after tax)
$1,928.80/yr
At 15% tax rate, JEPQ beats the other by $1,567.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCSB + JEPQ for your $10,000?

PCSB: 50%JEPQ: 50%
100% JEPQ50/50100% PCSB
Portfolio after 10yr
$35.4K
Annual income
$1,347.21/yr
Blended yield
3.81%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCSB buys
0
JEPQ buys
0
No recent congressional trades found for PCSB or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCSBJEPQ
Forward yield3.41%11.47%
Annual dividend / share$0.65$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.9K$45.8K
Annual income after 10y$425.24$2,269.18
Total dividends collected$3.9K$17.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PCSB vs JEPQ ($10,000, DRIP)

YearPCSB PortfolioPCSB Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$11,041$341.39$11,967$1,146.53$926.00JEPQ
2$12,167$352.28$14,216$1,268.02$2.0KJEPQ
3$13,381$362.78$16,774$1,392.20$3.4KJEPQ
4$14,691$372.89$19,667$1,518.21$5.0KJEPQ
5$16,102$382.60$22,925$1,645.21$6.8KJEPQ
6$17,621$391.92$26,578$1,772.40$9.0KJEPQ
7$19,255$400.83$30,656$1,899.04$11.4KJEPQ
8$21,012$409.35$35,194$2,024.45$14.2KJEPQ
9$22,900$417.49$40,228$2,148.01$17.3KJEPQ
10$24,929$425.24$45,796$2,269.18$20.9KJEPQ

PCSB vs JEPQ: Complete Analysis 2026

PCSBStock

PCSB Financial Corporation operates as the bank holding company for PCSB Bank that provides financial services to individuals and businesses in Putnam, Southern Dutchess, Rockland, and Westchester Counties in New York. The company offers deposit products, including interest and non-interest bearing, time, and demand; checking, NOW, money market, savings, certificate of deposit, and individual retirement accounts; and online and mobile deposit services, as well as cash management services comprising escrow, sweep, and lockbox accounts. It also provides commercial real estate, multi-family residential real estate, commercial business, construction, residential mortgage, and consumer and deposit overdraft loans, as well as home equity lines of credit, insurance products, and securities. In addition, the company is involved in investment activities. As of June 30, 2022, PCSB Financial Corporation offered its services from executive offices/headquarters and 14 banking offices. The company was founded in 1871 and is headquartered in Yorktown Heights, New York.

Full PCSB Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.