Is PCTIX or DVY a better dividend investment in 2026?

PCTIX currently yields 3.66% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: PCTIX offers higher current income.

What is the dividend yield difference between PCTIX and DVY?

PCTIX has a forward dividend yield of 3.66% ($0.39/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 0.16 percentage points.

Home › Compare › PCTIX vs DVY

PCTIX vs DVY: Dividend Comparison 2026

PCTIX yields 3.66% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PCTIX wins by $286.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

PCTIX

● Live price

3.66%

Share price

$10.60

Annual div

$0.39

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$463.39

Full PCTIX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — PCTIX vs DVY

📍 PCTIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PCTIX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PCTIX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PCTIX pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCTIX

Annual income on $10K today (after 15% tax)

$311.27/yr

After 10yr DRIP, annual income (after tax)

$393.88/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, PCTIX beats the other by $21.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PCTIX + DVY for your $10,000?

PCTIX: 50%DVY: 50%

100% DVY50/50100% PCTIX

Portfolio after 10yr

$25.2K

Annual income

$450.58/yr

Blended yield

1.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCTIX buys

DVY buys

No recent congressional trades found for PCTIX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPCTIXDVY

Forward yield	3.66% ✓	3.50%
Annual dividend / share	$0.39	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.4K ✓	$25.1K
Annual income after 10y	$463.39 ✓	$437.78
Total dividends collected	$4.2K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PCTIX vs DVY ($10,000, DRIP)

Year	PCTIX Portfolio	PCTIX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,066	$366.20	$11,050	$349.62	+$16.00 → PCTIX
2	$12,220	$378.73	$12,184	$361.04	+$36.00 → PCTIX
3	$13,466	$390.84	$13,409	$372.07	+$57.00 → PCTIX
4	$14,811	$402.53	$14,730	$382.68	+$81.00 → PCTIX
5	$16,261	$413.77	$16,154	$392.89	+$107.00 → PCTIX
6	$17,824	$424.58	$17,688	$402.69	+$136.00 → PCTIX
7	$19,507	$434.94	$19,338	$412.07	+$169.00 → PCTIX
8	$21,317	$444.86	$21,113	$421.04	+$204.00 → PCTIX
9	$23,264	$454.34	$23,020	$429.61	+$244.00 → PCTIX
10	$25,356	$463.39	$25,070	$437.78	+$286.00 → PCTIX

PCTIX vs DVY: Complete Analysis 2026

PCTIX — Stock

The investment seeks high current income exempt from federal and California income tax. The fund normally invests at least 80% of its assets in debt securities whose interest is, in the opinion of bond counsel for the issuer at the time of issuance, exempt from regular federal income tax and California income tax. It may invest in Fixed Income Instruments which include bonds, debt securities and other similar instruments issued by various U.S. and non-U.S. public- or private-sector entities. The fund may invest in derivative instruments, such as options, futures contracts or swap agreements, or in mortgage- or asset-backed securities.

Full PCTIX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.