HomeComparePCY vs XYLD

PCY vs XYLD: Dividend Comparison 2026

PCY yields 6.10% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PCY wins by $4.6K in total portfolio value
10 years
PCY
PCY
● Live price
6.10%
Share price
$20.83
Annual div
$1.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.9K
Annual income
$899.98
Full PCY calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — PCY vs XYLD

📍 PCY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPCYXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, PCY + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PCY pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PCY
Annual income on $10K today (after 15% tax)
$518.59/yr
After 10yr DRIP, annual income (after tax)
$764.98/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,971.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PCY + XYLD for your $10,000?

PCY: 50%XYLD: 50%
100% XYLD50/50100% PCY
Portfolio after 10yr
$27.6K
Annual income
$2,059.50/yr
Blended yield
7.46%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PCY buys
0
XYLD buys
0
No recent congressional trades found for PCY or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPCYXYLD
Forward yield6.10%10.98%
Annual dividend / share$1.27$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.9K$25.3K
Annual income after 10y$899.98$3,219.02
Total dividends collected$7.6K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PCY vs XYLD ($10,000, DRIP)

YearPCY PortfolioPCY Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,310$610.11$10,818$1,098.39+$492.00PCY
2$12,747$644.90$11,738$1,222.51+$1.0KPCY
3$14,318$679.26$12,774$1,364.64+$1.5KPCY
4$16,034$713.09$13,944$1,527.86+$2.1KPCY
5$17,902$746.29$15,270$1,715.87+$2.6KPCY
6$19,934$778.75$16,775$1,933.09+$3.2KPCY
7$22,140$810.41$18,490$2,184.87+$3.6KPCY
8$24,531$841.20$20,450$2,477.63+$4.1KPCY
9$27,119$871.07$22,697$2,819.19+$4.4KPCY
10$29,918$899.98$25,280$3,219.02+$4.6KPCY

PCY vs XYLD: Complete Analysis 2026

PCYStock

The Invesco Emerging Markets Sovereign Debt ETF (Fund) is based on the DBIQ Emerging Market USD Liquid Balanced Index (Index). The Fund will normally invest at least 80% of its total assets in securities that comprise the Index (the "Index"). The Index tracks the potential returns of a theoretical portfolio of liquid emerging markets US dollar-denominated government bonds issued by more than 20 emerging-market countries. The countries in the Index are selected annually pursuant to a proprietary index methodology. The Fund and the Index are rebalanced and reconstituted quarterly.

Full PCY Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.