Is PDIYF or SCHD a better dividend investment in 2026?

PDIYF currently yields 422.39% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: PDIYF offers higher current income.

What is the dividend yield difference between PDIYF and SCHD?

PDIYF has a forward dividend yield of 422.39% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 418.93 percentage points.

Home › Compare › PDIYF vs SCHD

PDIYF vs SCHD: Dividend Comparison 2026

PDIYF yields 422.39% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PDIYF wins by $17089.66M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PDIYF

● Live price

422.39%

Share price

$0.47

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$17089.68M

Annual income

$11,659,558,779.77

Full PDIYF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — PDIYF vs SCHD

📍 PDIYF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PDIYF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PDIYF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

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PDIYF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PDIYF

Annual income on $10K today (after 15% tax)

$35,902.85/yr

After 10yr DRIP, annual income (after tax)

$9,910,624,962.80/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, PDIYF beats the other by $9,910,624,600.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PDIYF + SCHD for your $10,000?

PDIYF: 50%SCHD: 50%

100% SCHD50/50100% PDIYF

Portfolio after 10yr

$8544.86M

Annual income

$5,829,779,602.85/yr

Blended yield

68.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PDIYF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPDIYFSCHD

Forward yield	422.39% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$17089.68M ✓	$29.0K
Annual income after 10y	$11,659,558,779.77 ✓	$425.95
Total dividends collected	$16597.31M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PDIYF vs SCHD ($10,000, DRIP)

Year	PDIYF Portfolio	PDIYF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$52,939	$42,238.65	$11,226	$346.36	+$41.7K → PDIYF
2	$265,622	$208,977.29	$12,572	$357.38	+$253.1K → PDIYF
3	$1,264,170	$979,954.49	$14,046	$367.84	+$1.25M → PDIYF
4	$5,711,432	$4,358,770.86	$15,660	$377.73	+$5.70M → PDIYF
5	$24,515,560	$18,404,327.00	$17,425	$387.07	+$24.50M → PDIYF
6	$100,061,660	$73,830,011.44	$19,354	$395.86	+$100.04M → PDIYF
7	$388,693,471	$281,627,494.05	$21,461	$404.13	+$388.67M → PDIYF
8	$1,438,325,492	$1,022,423,478.12	$23,762	$411.89	+$1438.30M → PDIYF
9	$5,074,883,805	$3,535,875,528.77	$26,272	$419.15	+$5074.86M → PDIYF
10	$17,089,684,451	$11,659,558,779.77	$29,010	$425.95	+$17089.66M → PDIYF

PDIYF vs SCHD: Complete Analysis 2026

PDIYF — Stock

Predictive Discovery Limited explores for, identifies, and develops gold reserves in West Africa and Australia. Its flagship property is the 100% owned Bankan Gold project, which covers an area of 356 square kilometers located in the north-east Guinea, West Africa. The company was incorporated in 2007 and is based in Subiaco, Australia.

Full PDIYF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.