Is PEBA or VYM a better dividend investment in 2026?

PEBA currently yields 9.09% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: PEBA offers higher current income.

What is the dividend yield difference between PEBA and VYM?

PEBA has a forward dividend yield of 9.09% ($2.00/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 6.72 percentage points.

Home › Compare › PEBA vs VYM

PEBA vs VYM: Dividend Comparison 2026

PEBA yields 9.09% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PEBA wins by $8.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PEBA

● Live price

9.09%

Share price

$22.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.5K

Annual income

$1,612.51

Full PEBA calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — PEBA vs VYM

📍 PEBA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PEBA	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PEBA + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PEBA pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PEBA

Annual income on $10K today (after 15% tax)

$772.73/yr

After 10yr DRIP, annual income (after tax)

$1,370.63/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, PEBA beats the other by $1,138.63/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PEBA + VYM for your $10,000?

PEBA: 50%VYM: 50%

100% VYM50/50100% PEBA

Portfolio after 10yr

$32.1K

Annual income

$942.72/yr

Blended yield

2.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PEBA buys

VYM buys

No recent congressional trades found for PEBA or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPEBAVYM

Forward yield	9.09% ✓	2.37%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$36.5K ✓	$27.8K
Annual income after 10y	$1,612.51 ✓	$272.94
Total dividends collected	$12.6K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PEBA vs VYM ($10,000, DRIP)

Year	PEBA Portfolio	PEBA Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,609	$909.09	$11,147	$237.17	+$462.00 → PEBA
2	$13,408	$986.33	$12,404	$242.33	+$1.0K → PEBA
3	$15,411	$1,064.65	$13,780	$247.16	+$1.6K → PEBA
4	$17,634	$1,143.65	$15,285	$251.67	+$2.3K → PEBA
5	$20,091	$1,222.97	$16,932	$255.88	+$3.2K → PEBA
6	$22,800	$1,302.24	$18,733	$259.81	+$4.1K → PEBA
7	$25,777	$1,381.12	$20,701	$263.46	+$5.1K → PEBA
8	$29,040	$1,459.31	$22,852	$266.86	+$6.2K → PEBA
9	$32,610	$1,536.53	$25,201	$270.01	+$7.4K → PEBA
10	$36,505	$1,612.51	$27,768	$272.94	+$8.7K → PEBA

PEBA vs VYM: Complete Analysis 2026

PEBA — Stock

Penn Bancshares, Inc. operates as the bank holding company for Pennsville National Bank that provides various banking services in Salem County, New Jersey. The company accepts various deposit products, including checking, savings, and money market accounts; certificates of deposit; individual retirement accounts; and education savings accounts. It also offers mortgage and home equity, auto, commercial, and construction loans, as well as Visa cards. In addition, the company provides trust and estate services, Internet and phone banking, automatic teller machine, safe deposit boxes, money orders, wire transfers, and night depository services. It operates offices in Pennsville, Elmer, Carney's Point, Pedricktown, and Woodstown. The company was founded in 1969 and is based in Pennsville, New Jersey.

Full PEBA Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.