Is PENMF or VYM a better dividend investment in 2026?

PENMF currently yields 555.56% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: PENMF offers higher current income.

What is the dividend yield difference between PENMF and VYM?

PENMF has a forward dividend yield of 555.56% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 553.15 percentage points.

Home › Compare › PENMF vs VYM

PENMF vs VYM: Dividend Comparison 2026

PENMF yields 555.56% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PENMF wins by $139998.81M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PENMF

● Live price

555.56%

Share price

$0.36

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$139998.84M

Annual income

$103,389,823,141.26

Full PENMF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — PENMF vs VYM

📍 PENMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PENMF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PENMF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PENMF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PENMF

Annual income on $10K today (after 15% tax)

$47,222.22/yr

After 10yr DRIP, annual income (after tax)

$87,881,349,670.07/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, PENMF beats the other by $87,881,349,433.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PENMF + VYM for your $10,000?

PENMF: 50%VYM: 50%

100% VYM50/50100% PENMF

Portfolio after 10yr

$69999.43M

Annual income

$51,694,911,709.90/yr

Blended yield

73.85%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PENMF right now

PENMF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.6

Piotroski

1/9

VYM

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PENMF buys

VYM buys

No recent congressional trades found for PENMF or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPENMFVYM

Forward yield	555.56% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$139998.84M ✓	$27.8K
Annual income after 10y	$103,389,823,141.26 ✓	$278.55
Total dividends collected	$136892.42M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PENMF vs VYM ($10,000, DRIP)

Year	PENMF Portfolio	PENMF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$66,256	$55,555.56	$11,151	$241.44	+$55.1K → PENMF
2	$414,899	$344,006.00	$12,413	$246.79	+$402.5K → PENMF
3	$2,457,216	$2,013,273.57	$13,794	$251.79	+$2.44M → PENMF
4	$13,772,667	$11,143,445.47	$15,306	$256.47	+$13.76M → PENMF
5	$73,109,539	$58,372,785.46	$16,960	$260.84	+$73.09M → PENMF
6	$367,816,599	$289,589,392.61	$18,768	$264.92	+$367.80M → PENMF
7	$1,755,184,486	$1,361,620,725.22	$20,745	$268.71	+$1755.16M → PENMF
8	$7,950,495,654	$6,072,448,253.97	$22,905	$272.24	+$7950.47M → PENMF
9	$34,214,035,108	$25,707,004,758.47	$25,265	$275.51	+$34214.01M → PENMF
10	$139,998,840,707	$103,389,823,141.26	$27,842	$278.55	+$139998.81M → PENMF

PENMF vs VYM: Complete Analysis 2026

PENMF — Stock

Peninsula Energy Limited, together with its subsidiaries, engages in the exploration, development, and mining of uranium deposits in the United States. Its flagship project is its 100% owned Lance uranium project located in Wyoming. The company was formerly known as Peninsula Minerals Limited and changed its name to Peninsula Energy Limited in November 2010. Peninsula Energy Limited was incorporated in 1993 and is based in Subiaco, Australia.

Full PENMF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.