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PEP vs CINF: Dividend Comparison 2026

PEP yields 3.69% · CINF yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 CINF wins by $6.5K in total portfolio value
10 years
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →
CINF
CINF
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CINF calculator →

Portfolio growth — PEP vs CINF

Annual dividend income

MetricPEPCINF
Forward yield3.69%4.00%
Annual dividend / share$5.42$2.00
Payout ratio72%50%
1-year div growth7.1%5%
5-year div CAGR6.7%5%
Portfolio after 10y$21.5K$28.0K
Annual income after 10y$1,034.52$899.19
Total dividends collected$6.6K$6.4K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials

Year-by-year: PEP vs CINF ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrCINF PortfolioCINF Income/yrGap
1$10,734$393.95$11,120$420.00$386.00CINF
2$11,535$436.36$12,357$458.31$822.00CINF
3$12,411$483.90$13,721$499.76$1.3KCINF
4$13,371$537.26$15,227$544.58$1.9KCINF
5$14,422$597.26$16,885$593.02$2.5KCINF
6$15,578$664.81$18,713$645.34$3.1KCINF
7$16,848$740.97$20,724$701.81$3.9KCINF
8$18,248$826.99$22,938$762.73$4.7KCINF
9$19,793$924.28$25,372$828.41$5.6KCINF
10$21,500$1,034.52$28,047$899.19$6.5KCINF

PEP vs CINF: Complete Analysis 2026

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

CINFFinancials

CINF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CINF shares.

Full CINF Calculator →

Frequently Asked Questions

Is PEP or CINF better for dividend income in 2026?
PEP currently offers a 3.69% yield (5.42/share/year) while CINF offers 4.00% (2.00/share/year). CINF provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PEP vs CINF earn per year?
With $10,000 invested today: PEP pays approximately $369/year. CINF pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $1,035/year (PEP) and $899/year (CINF).
Does PEP or CINF pay monthly dividends?
PEP pays quarterly dividends. CINF pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.