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PEP vs SCHD: Dividend Comparison 2026

PEP yields 3.69% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $15.2K in total portfolio value
10 years
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — PEP vs SCHD

Annual dividend income

MetricPEPSCHD
Forward yield3.69%3.77%
Annual dividend / share$5.42$1.05
Payout ratio72%38%
1-year div growth7.1%5.18%
5-year div CAGR6.7%13.05%
Portfolio after 10y$21.5K$36.7K
Annual income after 10y$1,034.52$1,925.82
Total dividends collected$6.6K$10.1K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesETF

Year-by-year: PEP vs SCHD ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrSCHD PortfolioSCHD Income/yrGap
1$10,734$393.95$11,306$426.37$572.00SCHD
2$11,535$436.36$12,802$500.91$1.3KSCHD
3$12,411$483.90$14,518$589.33$2.1KSCHD
4$13,371$537.26$16,490$694.43$3.1KSCHD
5$14,422$597.26$18,761$819.56$4.3KSCHD
6$15,578$664.81$21,381$968.84$5.8KSCHD
7$16,848$740.97$24,409$1,147.26$7.6KSCHD
8$18,248$826.99$27,918$1,360.94$9.7KSCHD
9$19,793$924.28$31,993$1,617.39$12.2KSCHD
10$21,500$1,034.52$36,734$1,925.82$15.2KSCHD

PEP vs SCHD: Complete Analysis 2026

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is PEP or SCHD better for dividend income in 2026?
PEP currently offers a 3.69% yield (5.42/share/year) while SCHD offers 3.77% (1.05/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PEP vs SCHD earn per year?
With $10,000 invested today: PEP pays approximately $369/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $1,035/year (PEP) and $1,926/year (SCHD).
Does PEP or SCHD pay monthly dividends?
PEP pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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PEP vs KOPEP vs MOPEP vs PMPEP vs GISPEP vs KPEP vs VYMPEP vs JEPIPEP vs DGROSCHD vs VYMSCHD vs JEPISCHD vs DGROSCHD vs VIG

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.