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PEP vs QYLD: Dividend Comparison 2026

PEP yields 3.69% · QYLD yields 11.43% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $2.0K in total portfolio value
10 years
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — PEP vs QYLD

Annual dividend income

MetricPEPQYLD
Forward yield3.69%11.43%
Annual dividend / share$5.42$1.92
Payout ratio72%95%
1-year div growth7.1%-5.2%
5-year div CAGR6.7%-2.1%
Portfolio after 10y$21.5K$19.5K
Annual income after 10y$1,034.52$3,553.75
Total dividends collected$6.6K$20.2K
Payment frequencyquarterlymonthly
SectorConsumer StaplesETF

Year-by-year: PEP vs QYLD ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,734$393.95$10,279$1,118.86+$455.00PEP
2$11,535$436.36$10,645$1,229.16+$890.00PEP
3$12,411$483.90$11,111$1,360.44+$1.3KPEP
4$13,371$537.26$11,695$1,517.70+$1.7KPEP
5$14,422$597.26$12,420$1,707.39+$2.0KPEP
6$15,578$664.81$13,315$1,937.94+$2.3KPEP
7$16,848$740.97$14,417$2,220.42+$2.4KPEP
8$18,248$826.99$15,775$2,569.54+$2.5KPEP
9$19,793$924.28$17,455$3,005.06+$2.3KPEP
10$21,500$1,034.52$19,543$3,553.75+$2.0KPEP

PEP vs QYLD: Complete Analysis 2026

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is PEP or QYLD better for dividend income in 2026?
PEP currently offers a 3.69% yield (5.42/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PEP vs QYLD earn per year?
With $10,000 invested today: PEP pays approximately $369/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $1,035/year (PEP) and $3,554/year (QYLD).
Does PEP or QYLD pay monthly dividends?
PEP pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.