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PEP vs XYLD: Dividend Comparison 2026

PEP yields 3.69% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $360.00 in total portfolio value
10 years
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — PEP vs XYLD

Annual dividend income

MetricPEPXYLD
Forward yield3.69%9.02%
Annual dividend / share$5.42$3.48
Payout ratio72%90%
1-year div growth7.1%-2.1%
5-year div CAGR6.7%0.5%
Portfolio after 10y$21.5K$21.1K
Annual income after 10y$1,034.52$2,363.75
Total dividends collected$6.6K$15.0K
Payment frequencyquarterlymonthly
SectorConsumer StaplesETF

Year-by-year: PEP vs XYLD ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,734$393.95$10,626$906.06+$108.00PEP
2$11,535$436.36$11,324$995.47+$211.00PEP
3$12,411$483.90$12,104$1,096.88+$307.00PEP
4$13,371$537.26$12,977$1,212.21+$394.00PEP
5$14,422$597.26$13,958$1,343.80+$464.00PEP
6$15,578$664.81$15,061$1,494.40+$517.00PEP
7$16,848$740.97$16,307$1,667.30+$541.00PEP
8$18,248$826.99$17,717$1,866.48+$531.00PEP
9$19,793$924.28$19,317$2,096.71+$476.00PEP
10$21,500$1,034.52$21,140$2,363.75+$360.00PEP

PEP vs XYLD: Complete Analysis 2026

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is PEP or XYLD better for dividend income in 2026?
PEP currently offers a 3.69% yield (5.42/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PEP vs XYLD earn per year?
With $10,000 invested today: PEP pays approximately $369/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $1,035/year (PEP) and $2,364/year (XYLD).
Does PEP or XYLD pay monthly dividends?
PEP pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.