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PEP vs SJM: Dividend Comparison 2026

PEP yields 3.69% · SJM yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SJM wins by $6.5K in total portfolio value
10 years
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →
SJM
SJM
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SJM calculator →

Portfolio growth — PEP vs SJM

Annual dividend income

MetricPEPSJM
Forward yield3.69%4.00%
Annual dividend / share$5.42$2.00
Payout ratio72%50%
1-year div growth7.1%5%
5-year div CAGR6.7%5%
Portfolio after 10y$21.5K$28.0K
Annual income after 10y$1,034.52$899.19
Total dividends collected$6.6K$6.4K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesConsumer Staples

Year-by-year: PEP vs SJM ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrSJM PortfolioSJM Income/yrGap
1$10,734$393.95$11,120$420.00$386.00SJM
2$11,535$436.36$12,357$458.31$822.00SJM
3$12,411$483.90$13,721$499.76$1.3KSJM
4$13,371$537.26$15,227$544.58$1.9KSJM
5$14,422$597.26$16,885$593.02$2.5KSJM
6$15,578$664.81$18,713$645.34$3.1KSJM
7$16,848$740.97$20,724$701.81$3.9KSJM
8$18,248$826.99$22,938$762.73$4.7KSJM
9$19,793$924.28$25,372$828.41$5.6KSJM
10$21,500$1,034.52$28,047$899.19$6.5KSJM

PEP vs SJM: Complete Analysis 2026

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

SJMConsumer Staples

SJM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SJM shares.

Full SJM Calculator →

Frequently Asked Questions

Is PEP or SJM better for dividend income in 2026?
PEP currently offers a 3.69% yield (5.42/share/year) while SJM offers 4.00% (2.00/share/year). SJM provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PEP vs SJM earn per year?
With $10,000 invested today: PEP pays approximately $369/year. SJM pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $1,035/year (PEP) and $899/year (SJM).
Does PEP or SJM pay monthly dividends?
PEP pays quarterly dividends. SJM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.