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PEP vs T: Dividend Comparison 2026

PEP yields 3.69% · T yields 6.24% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $12.4K in total portfolio value
10 years
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →

Portfolio growth — PEP vs T

Annual dividend income

MetricPEPT
Forward yield3.69%6.24%
Annual dividend / share$5.42$1.11
Payout ratio72%58%
1-year div growth7.1%0%
5-year div CAGR6.7%-8.2%
Portfolio after 10y$21.5K$9.1K
Annual income after 10y$1,034.52$432.01
Total dividends collected$6.6K$5.0K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesTelecom

Year-by-year: PEP vs T ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrT PortfolioT Income/yrGap
1$10,734$393.95$9,962$572.46+$772.00PEP
2$11,535$436.36$9,912$557.56+$1.6KPEP
3$12,411$483.90$9,850$542.34+$2.6KPEP
4$13,371$537.26$9,776$526.88+$3.6KPEP
5$14,422$597.26$9,691$511.23+$4.7KPEP
6$15,578$664.81$9,595$495.45+$6.0KPEP
7$16,848$740.97$9,489$479.58+$7.4KPEP
8$18,248$826.99$9,374$463.69+$8.9KPEP
9$19,793$924.28$9,250$447.82+$10.5KPEP
10$21,500$1,034.52$9,118$432.01+$12.4KPEP

PEP vs T: Complete Analysis 2026

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

Frequently Asked Questions

Is PEP or T better for dividend income in 2026?
PEP currently offers a 3.69% yield (5.42/share/year) while T offers 6.24% (1.11/share/year). T provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PEP vs T earn per year?
With $10,000 invested today: PEP pays approximately $369/year. T pays approximately $624/year. With DRIP reinvestment over 10 years, these grow to $1,035/year (PEP) and $432/year (T).
Does PEP or T pay monthly dividends?
PEP pays quarterly dividends. T pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.