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PEP vs VLO: Dividend Comparison 2026

PEP yields 3.69% · VLO yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VLO wins by $6.5K in total portfolio value
10 years
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →
VLO
VLO
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full VLO calculator →

Portfolio growth — PEP vs VLO

Annual dividend income

MetricPEPVLO
Forward yield3.69%4.00%
Annual dividend / share$5.42$2.00
Payout ratio72%50%
1-year div growth7.1%5%
5-year div CAGR6.7%5%
Portfolio after 10y$21.5K$28.0K
Annual income after 10y$1,034.52$899.19
Total dividends collected$6.6K$6.4K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesEnergy

Year-by-year: PEP vs VLO ($10,000, DRIP)

YearPEP PortfolioPEP Income/yrVLO PortfolioVLO Income/yrGap
1$10,734$393.95$11,120$420.00$386.00VLO
2$11,535$436.36$12,357$458.31$822.00VLO
3$12,411$483.90$13,721$499.76$1.3KVLO
4$13,371$537.26$15,227$544.58$1.9KVLO
5$14,422$597.26$16,885$593.02$2.5KVLO
6$15,578$664.81$18,713$645.34$3.1KVLO
7$16,848$740.97$20,724$701.81$3.9KVLO
8$18,248$826.99$22,938$762.73$4.7KVLO
9$19,793$924.28$25,372$828.41$5.6KVLO
10$21,500$1,034.52$28,047$899.19$6.5KVLO

PEP vs VLO: Complete Analysis 2026

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

VLOEnergy

VLO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in VLO shares.

Full VLO Calculator →

Frequently Asked Questions

Is PEP or VLO better for dividend income in 2026?
PEP currently offers a 3.69% yield (5.42/share/year) while VLO offers 4.00% (2.00/share/year). VLO provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PEP vs VLO earn per year?
With $10,000 invested today: PEP pays approximately $369/year. VLO pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $1,035/year (PEP) and $899/year (VLO).
Does PEP or VLO pay monthly dividends?
PEP pays quarterly dividends. VLO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.