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PF vs XYLD: Dividend Comparison 2026

PF yields 3.00% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $1.6K in total portfolio value· pulled ahead in Year 8
10 years
PF
PF
● Live price
3.00%
Share price
$66.66
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.2K
Annual income
$364.02
Full PF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — PF vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PF + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PF pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PF
Annual income on $10K today (after 15% tax)
$255.03/yr
After 10yr DRIP, annual income (after tax)
$309.42/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,538.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PF + XYLD for your $10,000?

PF: 50%XYLD: 50%
100% XYLD50/50100% PF
Portfolio after 10yr
$25.0K
Annual income
$1,857.52/yr
Blended yield
7.42%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PF buys
0
XYLD buys
0
No recent congressional trades found for PF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPFXYLD
Forward yield3.00%11.20% ✓
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.2K$25.9K ✓
Annual income after 10y$364.02$3,351.03 ✓
Total dividends collected$3.3K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PF vs XYLD ($10,000, DRIP)

YearPF PortfolioPF Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,000$300.03$10,840$1,120.44+$160.00 → PF
2$12,078$308.44$11,786$1,249.59+$292.00 → PF
3$13,240$316.53$12,854$1,397.78+$386.00 → PF
4$14,492$324.28$14,063$1,568.33+$429.00 → PF
5$15,838$331.70$15,434$1,765.19+$404.00 → PF
6$17,285$338.80$16,995$1,993.14+$290.00 → PF
7$18,841$345.57$18,777$2,257.95+$64.00 → PF
8← crossover$20,512$352.03$20,818$2,566.58$306.00 → XYLD
9$22,306$358.17$23,163$2,927.50$857.00 → XYLD
10$24,231$364.02$25,865$3,351.03$1.6K → XYLD

PF vs XYLD: Complete Analysis 2026

PF — Stock

PF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PF shares.

Full PF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.