Is PFBI or JEPI a better dividend investment in 2026?

PFBI currently yields 48.56% with a 5% 5-year dividend growth rate. JEPI yields 8.40% with 2.1% growth. The better choice depends on your goal: PFBI offers higher current income.

What is the dividend yield difference between PFBI and JEPI?

PFBI has a forward dividend yield of 48.56% ($8.64/share annually). JEPI yields 8.40% ($4.76/share annually). The yield gap is 40.16 percentage points.

Home › Compare › PFBI vs JEPI

PFBI vs JEPI: Dividend Comparison 2026

PFBI yields 48.56% · JEPI yields 8.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PFBI wins by $17321.58M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PFBI

● Live price

48.56%

Share price

$17.79

Annual div

$8.64

5Y div CAGR

45.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$17321.61M

Annual income

$15,824,377,764.45

Full PFBI calculator →

JEPI

JPMorgan Equity Premium Income ETF

● Live price

8.40%

Share price

$56.68

Annual div

$4.76

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$1,528.62

Full JEPI calculator →

Portfolio growth — PFBI vs JEPI

📍 PFBI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PFBI	JEPI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PFBI + JEPI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PFBI pays

JEPI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFBI

Annual income on $10K today (after 15% tax)

$4,127.43/yr

After 10yr DRIP, annual income (after tax)

$13,450,721,099.78/yr

JEPI

Annual income on $10K today (after 15% tax)

$714.16/yr

After 10yr DRIP, annual income (after tax)

$1,299.33/yr

At 15% tax rate, PFBI beats the other by $13,450,719,800.46/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PFBI + JEPI for your $10,000?

PFBI: 50%JEPI: 50%

100% JEPI50/50100% PFBI

Portfolio after 10yr

$8660.82M

Annual income

$7,912,189,646.54/yr

Blended yield

91.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFBI buys

JEPI buys

No recent congressional trades found for PFBI or JEPI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPFBIJEPI

Forward yield	48.56% ✓	8.40%
Annual dividend / share	$8.64 ✓	$4.76
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	45.6% ✓	0%
Portfolio after 10y	$17321.61M ✓	$29.0K
Annual income after 10y	$15,824,377,764.45 ✓	$1,528.62
Total dividends collected	$17211.41M ✓	$11.7K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PFBI vs JEPI ($10,000, DRIP)

Year	PFBI Portfolio	PFBI Income/yr	JEPI Portfolio	JEPI Income/yr	Gap
1← crossover	$17,770	$7,070.05	$11,260	$840.19	+$6.5K → PFBI
2	$36,110	$17,095.76	$12,641	$907.94	+$23.5K → PFBI
3	$85,909	$47,271.73	$14,150	$978.20	+$71.8K → PFBI
4	$244,959	$153,036.28	$15,795	$1,050.85	+$229.2K → PFBI
5	$855,887	$593,780.85	$17,584	$1,125.74	+$838.3K → PFBI
6	$3,738,902	$2,823,103.09	$19,526	$1,202.74	+$3.72M → PFBI
7	$20,782,172	$16,781,547.12	$21,628	$1,281.69	+$20.76M → PFBI
8	$149,164,631	$126,927,706.47	$23,898	$1,362.43	+$149.14M → PFBI
9	$1,399,284,295	$1,239,678,139.88	$26,347	$1,444.79	+$1399.26M → PFBI
10	$17,321,611,960	$15,824,377,764.45	$28,982	$1,528.62	+$17321.58M → PFBI

PFBI vs JEPI: Complete Analysis 2026

PFBI — Stock

Premier Financial Bancorp, Inc. is a multi-bank holding company, which engages in the provision of community banking services. The company is headquartered in Huntington, West Virginia and currently employs 363 full-time employees. The firm's banking subsidiaries (the Banks or Affiliate Banks) consist of Citizens Deposit Bank and Trust, Inc., Vanceburg, Kentucky and Premier Bank, Inc., Huntington, West Virginia. Through the Banks, the Company focuses on providing community banking services to individuals and small-to-medium sized businesses. The Banks provide a range of retail and commercial banking services, including commercial, real estate, agricultural and consumer lending; depository and funds transfer services; collections; safe deposit boxes; cash management services; and other services tailored for both individuals and businesses. The firm operates over nine banking offices in Kentucky, approximately five banking offices in Ohio, over 30 banking offices in West Virginia, approximately four banking offices in Washington, DC, over one banking offices in Maryland and approximately four banking offices in Virginia.

Full PFBI Calculator →

JEPI — ETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.