HomeComparePFEL vs SCHD

PFEL vs SCHD: Dividend Comparison 2026

PFEL yields 11.48% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PFEL wins by $13.7K in total portfolio value
10 years
PFEL
PFEL
● Live price
11.48%
Share price
$17.42
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.7K
Annual income
$2,354.14
Full PFEL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PFEL vs SCHD

📍 PFEL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPFELSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PFEL + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PFEL pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFEL
Annual income on $10K today (after 15% tax)
$976.07/yr
After 10yr DRIP, annual income (after tax)
$2,001.02/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PFEL beats the other by $1,638.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFEL + SCHD for your $10,000?

PFEL: 50%SCHD: 50%
100% SCHD50/50100% PFEL
Portfolio after 10yr
$35.8K
Annual income
$1,390.04/yr
Blended yield
3.88%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFEL buys
0
SCHD buys
0
No recent congressional trades found for PFEL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPFELSCHD
Forward yield11.48%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$42.7K$29.0K
Annual income after 10y$2,354.14$425.95
Total dividends collected$17.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PFEL vs SCHD ($10,000, DRIP)

YearPFEL PortfolioPFEL Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,848$1,148.32$11,226$346.36+$622.00PFEL
2$13,949$1,271.55$12,572$357.38+$1.4KPFEL
3$16,325$1,399.09$14,046$367.84+$2.3KPFEL
4$18,998$1,530.23$15,660$377.73+$3.3KPFEL
5$21,992$1,664.29$17,425$387.07+$4.6KPFEL
6$25,332$1,800.55$19,354$395.86+$6.0KPFEL
7$29,043$1,938.32$21,461$404.13+$7.6KPFEL
8$33,153$2,076.94$23,762$411.89+$9.4KPFEL
9$37,690$2,215.74$26,272$419.15+$11.4KPFEL
10$42,682$2,354.14$29,010$425.95+$13.7KPFEL

PFEL vs SCHD: Complete Analysis 2026

PFELStock

Under normal market circumstances, the adviser will maintain at least 80% exposure to financial instruments that provide two times leveraged exposure to the daily performance of PFE. The fund is an actively-managed exchange-traded fund (“ETF”) that seeks to achieve on a daily basis, before fees and expenses, 200% performance of PFE for a single day, not for any other period, by entering into one or more swap agreements on PFE. The fund is non-diversified.

Full PFEL Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.