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PFF vs KCAP: Dividend Comparison 2026

PFF yields 6.01% · KCAP yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PFF wins by $1.7K in total portfolio value
10 years
PFF
PFF
● Live price
6.01%
Share price
$30.12
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.7K
Annual income
$880.73
Full PFF calculator →
KCAP
KCAP
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full KCAP calculator →

Portfolio growth — PFF vs KCAP

📍 PFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPFFKCAP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PFF + KCAP cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PFF pays
KCAP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFF
Annual income on $10K today (after 15% tax)
$510.52/yr
After 10yr DRIP, annual income (after tax)
$748.62/yr
KCAP
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, KCAP beats the other by $15.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFF + KCAP for your $10,000?

PFF: 50%KCAP: 50%
100% KCAP50/50100% PFF
Portfolio after 10yr
$28.9K
Annual income
$889.97/yr
Blended yield
3.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFF buys
0
KCAP buys
0
No recent congressional trades found for PFF or KCAP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPFFKCAP
Forward yield6.01% ✓4.00%
Annual dividend / share$1.81$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$29.7K ✓$28.0K
Annual income after 10y$880.73$899.19 ✓
Total dividends collected$7.5K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorETFStock

Year-by-year: PFF vs KCAP ($10,000, DRIP)

YearPFF PortfolioPFF Income/yrKCAP PortfolioKCAP Income/yrGap
1← crossover$11,301$600.61$11,120$420.00+$181.00 → PFF
2$12,726$634.32$12,357$458.31+$369.00 → PFF
3$14,284$667.60$13,721$499.76+$563.00 → PFF
4$15,985$700.33$15,227$544.58+$758.00 → PFF
5$17,836$732.42$16,885$593.02+$951.00 → PFF
6$19,848$763.79$18,713$645.34+$1.1K → PFF
7$22,032$794.35$20,724$701.81+$1.3K → PFF
8$24,398$824.06$22,938$762.73+$1.5K → PFF
9$26,959$852.87$25,372$828.41+$1.6K → PFF
10$29,727$880.73$28,047$899.19+$1.7K → PFF

PFF vs KCAP: Complete Analysis 2026

PFF — ETF

The iShares Preferred and Income Securities ETF seeks to track the investment results of an index composed of U.S. dollar-denominated preferred and hybrid securities.

Full PFF Calculator →

KCAP — Stock

KCAP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in KCAP shares.

Full KCAP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.