Is PFF or YORW a better dividend investment in 2026?

PFF currently yields 6.01% with a 5% 5-year dividend growth rate. YORW yields 2.90% with 5% growth. The better choice depends on your goal: PFF offers higher current income.

What is the dividend yield difference between PFF and YORW?

PFF has a forward dividend yield of 6.01% ($1.81/share annually). YORW yields 2.90% ($0.89/share annually). The yield gap is 3.11 percentage points.

Home › Compare › PFF vs YORW

PFF vs YORW: Dividend Comparison 2026

PFF yields 6.01% · YORW yields 2.90%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YORW wins by $6.2K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

PFF

● Live price

6.01%

Share price

$30.12

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.7K

Annual income

$880.73

Full PFF calculator →

YORW

● Live price

2.90%

Share price

$30.86

Annual div

$0.89

5Y div CAGR

21.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.9K

Annual income

$3,361.83

Full YORW calculator →

Portfolio growth — PFF vs YORW

📍 YORW pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PFF	YORW
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PFF + YORW cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PFF pays

YORW pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFF

Annual income on $10K today (after 15% tax)

$510.52/yr

After 10yr DRIP, annual income (after tax)

$748.62/yr

YORW

Annual income on $10K today (after 15% tax)

$246.35/yr

After 10yr DRIP, annual income (after tax)

$2,857.56/yr

At 15% tax rate, YORW beats the other by $2,108.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PFF + YORW for your $10,000?

PFF: 50%YORW: 50%

100% YORW50/50100% PFF

Portfolio after 10yr

$32.8K

Annual income

$2,121.29/yr

Blended yield

6.46%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PFF right now

PFF

No analyst data

Altman Z

18.7

Piotroski

2/9

YORW

Analyst Ratings

Hold

Sell

Consensus: Hold

Altman Z

0.9

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFF buys

YORW buys

No recent congressional trades found for PFF or YORW in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPFFYORW

Forward yield	6.01% ✓	2.90%
Annual dividend / share	$1.81 ✓	$0.89
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	21.5% ✓
Portfolio after 10y	$29.7K	$35.9K ✓
Annual income after 10y	$880.73	$3,361.83 ✓
Total dividends collected	$7.5K	$13.4K ✓
Payment frequency	quarterly	quarterly
Sector	ETF	Stock

Year-by-year: PFF vs YORW ($10,000, DRIP)

Year	PFF Portfolio	PFF Income/yr	YORW Portfolio	YORW Income/yr	Gap
1	$11,301	$600.61	$11,052	$352.14	+$249.00 → PFF
2	$12,726	$634.32	$12,268	$441.93	+$458.00 → PFF
3	$14,284	$667.60	$13,683	$557.01	+$601.00 → PFF
4	$15,985	$700.33	$15,347	$705.48	+$638.00 → PFF
5	$17,836	$732.42	$17,320	$898.46	+$516.00 → PFF
6	$19,848	$763.79	$19,683	$1,151.36	+$165.00 → PFF
7← crossover	$22,032	$794.35	$22,547	$1,485.81	$515.00 → YORW
8	$24,398	$824.06	$26,058	$1,932.62	$1.7K → YORW
9	$26,959	$852.87	$30,418	$2,536.24	$3.5K → YORW
10	$29,727	$880.73	$35,909	$3,361.83	$6.2K → YORW

PFF vs YORW: Complete Analysis 2026

PFF — ETF

The iShares Preferred and Income Securities ETF seeks to track the investment results of an index composed of U.S. dollar-denominated preferred and hybrid securities.

Full PFF Calculator →

YORW — Stock

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; five wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.2 billion gallons of water. The company also operates a 15-mile pipeline from the Susquehanna River to Lake Redman; and owns nine groundwater wells that supply water to customers in the Adams County. It serves customers in the fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergents, barbells, and motorcycle industries in 51 municipalities within three counties in south-central Pennsylvania. The York Water Company was incorporated in 1816 and is based in York, Pennsylvania.

Full YORW Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.