Is PFFA or QYLD a better dividend investment in 2026?

PFFA currently yields 10.06% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between PFFA and QYLD?

PFFA has a forward dividend yield of 10.06% ($2.05/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1.86 percentage points.

Home › Compare › PFFA vs QYLD

PFFA vs QYLD: Dividend Comparison 2026

PFFA yields 10.06% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PFFA wins by $13.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PFFA

● Live price

10.06%

Share price

$20.36

Annual div

$2.05

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.9K

Annual income

$1,891.66

Full PFFA calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — PFFA vs QYLD

📍 PFFA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PFFA	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PFFA + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PFFA pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFFA

Annual income on $10K today (after 15% tax)

$854.80/yr

After 10yr DRIP, annual income (after tax)

$1,607.91/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,202.50/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFFA + QYLD for your $10,000?

PFFA: 50%QYLD: 50%

100% QYLD50/50100% PFFA

Portfolio after 10yr

$32.1K

Annual income

$3,775.49/yr

Blended yield

11.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFFA buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPFFAQYLD

Forward yield	10.06%	11.92% ✓
Annual dividend / share	$2.05 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$38.9K ✓	$25.4K
Annual income after 10y	$1,891.66	$5,659.31 ✓
Total dividends collected	$14.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PFFA vs QYLD ($10,000, DRIP)

Year	PFFA Portfolio	PFFA Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,706	$1,005.65	$10,352	$1,192.36	+$1.4K → PFFA
2	$13,625	$1,100.17	$10,830	$1,347.57	+$2.8K → PFFA
3	$15,776	$1,196.80	$11,460	$1,539.07	+$4.3K → PFFA
4	$18,175	$1,295.05	$12,275	$1,777.84	+$5.9K → PFFA
5	$20,842	$1,394.40	$13,323	$2,078.95	+$7.5K → PFFA
6	$23,795	$1,494.38	$14,667	$2,463.34	+$9.1K → PFFA
7	$27,055	$1,594.52	$16,396	$2,960.57	+$10.7K → PFFA
8	$30,644	$1,694.38	$18,631	$3,612.97	+$12.0K → PFFA
9	$34,582	$1,793.55	$21,548	$4,482.15	+$13.0K → PFFA
10	$38,895	$1,891.66	$25,398	$5,659.31	+$13.5K → PFFA

PFFA vs QYLD: Complete Analysis 2026

PFFA — Stock

The Fund seeks current income and, secondarily, capital appreciation through a portfolio of preferred securities issued by U.S. companies with market capitalizations of over $100 million.

Full PFFA Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this PFFA vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PFFA vs SCHD PFFA vs JEPI PFFA vs O PFFA vs KO PFFA vs MAIN PFFA vs XYLD PFFA vs JEPQ PFFA vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.