HomeComparePFHD vs SCHD

PFHD vs SCHD: Dividend Comparison 2026

PFHD yields 6.98% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PFHD wins by $2.8K in total portfolio value
10 years
PFHD
PFHD
● Live price
6.98%
Share price
$28.65
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.7K
Annual income
$1,087.59
Full PFHD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — PFHD vs SCHD

📍 PFHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPFHDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PFHD + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PFHD pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFHD
Annual income on $10K today (after 15% tax)
$593.37/yr
After 10yr DRIP, annual income (after tax)
$924.45/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, PFHD beats the other by $565.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFHD + SCHD for your $10,000?

PFHD: 50%SCHD: 50%
100% SCHD50/50100% PFHD
Portfolio after 10yr
$30.4K
Annual income
$755.09/yr
Blended yield
2.49%
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Analyst Conviction Gap

Where Wall Street is most bullish on PFHD right now

PFHD
Analyst Ratings
1
Buy
4
Hold
Consensus: Hold
Price Target
$25.00
-12.7% upside vs current
Range: $25.00 — $25.00
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFHD buys
0
SCHD buys
0
No recent congressional trades found for PFHD or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPFHDSCHD
Forward yield6.98%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.7K$29.0K
Annual income after 10y$1,087.59$422.61
Total dividends collected$9.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PFHD vs SCHD ($10,000, DRIP)

YearPFHD PortfolioPFHD Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,398$698.08$11,224$344.10+$174.00PFHD
2$12,940$743.62$12,567$354.98+$373.00PFHD
3$14,634$788.96$14,038$365.30+$596.00PFHD
4$16,493$833.92$15,648$375.06+$845.00PFHD
5$18,525$878.33$17,410$384.27+$1.1KPFHD
6$20,744$922.05$19,335$392.95+$1.4KPFHD
7$23,161$964.94$21,437$401.10+$1.7KPFHD
8$25,790$1,006.89$23,733$408.75+$2.1KPFHD
9$28,643$1,047.80$26,237$415.91+$2.4KPFHD
10$31,735$1,087.59$28,968$422.61+$2.8KPFHD

PFHD vs SCHD: Complete Analysis 2026

PFHDStock

Professional Holding Corp. operates primarily through its subsidiary, Professional Bank, provides banking products and services to small and medium sized businesses, other professionals, and entrepreneurs. Its deposit products include checking, NOW, savings, and money market accounts, as well as IRAs and certificates of deposit. The company's lending products comprise commercial loans, residential mortgage loans, home equity lines of credit, installment loans, and consumer lines of credit. It also offers online/digital and mobile banking services, as well as cash management and treasury management services. The company operates through a network of eleven locations in the regional areas of Miami, Broward, and Palm Beach counties, as well as has a digital innovation center located in Cleveland, Ohio and a loan production office in St. Pete, Florida, Jacksonville, and Bedford, New Hampshire. Professional Holding Corp. was founded in 2008 and is headquartered in Coral Gables, Florida.

Full PFHD Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.