HomeComparePFINX vs XYLD

PFINX vs XYLD: Dividend Comparison 2026

PFINX yields 5.19% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PFINX wins by $2.9K in total portfolio value
10 years
PFINX
PFINX
● Live price
5.19%
Share price
$9.55
Annual div
$0.50
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.1K
Annual income
$723.41
Full PFINX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — PFINX vs XYLD

📍 PFINX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPFINXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PFINX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PFINX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFINX
Annual income on $10K today (after 15% tax)
$441.25/yr
After 10yr DRIP, annual income (after tax)
$614.90/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,121.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFINX + XYLD for your $10,000?

PFINX: 50%XYLD: 50%
100% XYLD50/50100% PFINX
Portfolio after 10yr
$26.7K
Annual income
$1,971.21/yr
Blended yield
7.38%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFINX buys
0
XYLD buys
0
No recent congressional trades found for PFINX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPFINXXYLD
Forward yield5.19%10.98%
Annual dividend / share$0.50$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.1K$25.3K
Annual income after 10y$723.41$3,219.02
Total dividends collected$6.3K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PFINX vs XYLD ($10,000, DRIP)

YearPFINX PortfolioPFINX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,219$519.12$10,818$1,098.39+$401.00PFINX
2$12,549$544.31$11,738$1,222.51+$811.00PFINX
3$13,996$568.99$12,774$1,364.64+$1.2KPFINX
4$15,569$593.10$13,944$1,527.86+$1.6KPFINX
5$17,275$616.59$15,270$1,715.87+$2.0KPFINX
6$19,124$639.41$16,775$1,933.09+$2.3KPFINX
7$21,124$661.53$18,490$2,184.87+$2.6KPFINX
8$23,286$682.91$20,450$2,477.63+$2.8KPFINX
9$25,619$703.54$22,697$2,819.19+$2.9KPFINX
10$28,136$723.41$25,280$3,219.02+$2.9KPFINX

PFINX vs XYLD: Complete Analysis 2026

PFINXStock

The investment seeks maximum total return, consistent with prudent investment management. The fund invests at least 80% of its assets in a diversified portfolio of preferred securities and Capital Securities. "Capital Securities" include securities issued by U.S. and non-U.S. financial institutions that can be used to satisfy their regulatory capital requirements. It will invest under normal circumstances at least 25% of its net assets in preferred securities. The fund may invest up to 20% of its total assets in common stock. It may also invest in contingent convertible securities.

Full PFINX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.