HomeComparePFLC vs JEPQ

PFLC vs JEPQ: Dividend Comparison 2026

PFLC yields 4.39% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PFLC wins by $428.4K in total portfolio value· pulled ahead in Year 4
10 years
PFLC
PFLC
● Live price
4.39%
Share price
$12.98
Annual div
$0.57
5Y div CAGR
49.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$473.2K
Annual income
$260,090.33
Full PFLC calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — PFLC vs JEPQ

📍 PFLC pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPFLCJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PFLC + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PFLC pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFLC
Annual income on $10K today (after 15% tax)
$373.27/yr
After 10yr DRIP, annual income (after tax)
$221,076.78/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, PFLC beats the other by $219,247.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFLC + JEPQ for your $10,000?

PFLC: 50%JEPQ: 50%
100% JEPQ50/50100% PFLC
Portfolio after 10yr
$259.0K
Annual income
$131,121.46/yr
Blended yield
50.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFLC buys
0
JEPQ buys
0
No recent congressional trades found for PFLC or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPFLCJEPQ
Forward yield4.39%11.10%
Annual dividend / share$0.57$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR49.2%0%
Portfolio after 10y$473.2K$44.8K
Annual income after 10y$260,090.33$2,152.59
Total dividends collected$429.1K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PFLC vs JEPQ ($10,000, DRIP)

YearPFLC PortfolioPFLC Income/yrJEPQ PortfolioJEPQ Income/yrGap
1$11,355$655.19$11,930$1,110.39$575.00JEPQ
2$13,187$1,037.41$14,133$1,224.34$946.00JEPQ
3$15,791$1,679.97$16,632$1,340.46$841.00JEPQ
4← crossover$19,701$2,804.93$19,454$1,457.97+$247.00PFLC
5$25,960$4,879.70$22,626$1,576.08+$3.3KPFLC
6$36,743$8,965.86$26,175$1,694.09+$10.6KPFLC
7$57,010$17,694.94$30,133$1,811.32+$26.9KPFLC
8$99,284$38,283.51$34,531$1,927.17+$64.8KPFLC
9$199,200$92,966.67$39,403$2,041.08+$159.8KPFLC
10$473,235$260,090.33$44,787$2,152.59+$428.4KPFLC

PFLC vs JEPQ: Complete Analysis 2026

PFLCStock

Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services in Washington and Oregon. The company offers personal and business checking, and savings accounts; certificates of deposit, individual retirement accounts, and other investment options; home loans; and auto and recreation loans, credit cards, and home equity line of credit. It also provides business and commercial loans, commercial real estate loans, and SBA guaranteed loans, as well as inventory, equipment, and working capital loans; Visa business cards; and cash/treasury management, merchant, and online and mobile banking services. The company operates fourteen branches in the communities of Grays Harbor, Pacific, Whatcom, Clark, Skagit, and Wahkiakum counties in the state of Washington; and two branches in Clatsop County, Oregon. It also operates three loan production offices in the communities of Burlington, Washington and Salem and Eugene, Oregon. The company was founded in 1971 and is headquartered in Aberdeen, Washington.

Full PFLC Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.