Is PFLD or XYLD a better dividend investment in 2026?

PFLD currently yields 5.61% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between PFLD and XYLD?

PFLD has a forward dividend yield of 5.61% ($1.09/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 5.59 percentage points.

Home › Compare › PFLD vs XYLD

PFLD vs XYLD: Dividend Comparison 2026

PFLD yields 5.61% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PFLD wins by $3.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PFLD

● Live price

5.61%

Share price

$19.36

Annual div

$1.09

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.9K

Annual income

$802.10

Full PFLD calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — PFLD vs XYLD

📍 PFLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PFLD	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PFLD + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PFLD pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFLD

Annual income on $10K today (after 15% tax)

$476.65/yr

After 10yr DRIP, annual income (after tax)

$681.79/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,166.59/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFLD + XYLD for your $10,000?

PFLD: 50%XYLD: 50%

100% XYLD50/50100% PFLD

Portfolio after 10yr

$27.4K

Annual income

$2,076.56/yr

Blended yield

7.58%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFLD buys

XYLD buys

No recent congressional trades found for PFLD or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPFLDXYLD

Forward yield	5.61%	11.20% ✓
Annual dividend / share	$1.09	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.9K ✓	$25.9K
Annual income after 10y	$802.10	$3,351.03 ✓
Total dividends collected	$6.9K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PFLD vs XYLD ($10,000, DRIP)

Year	PFLD Portfolio	PFLD Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,261	$560.77	$10,840	$1,120.44	+$421.00 → PFLD
2	$12,639	$590.16	$11,786	$1,249.59	+$853.00 → PFLD
3	$14,143	$619.06	$12,854	$1,397.78	+$1.3K → PFLD
4	$15,780	$647.40	$14,063	$1,568.33	+$1.7K → PFLD
5	$17,560	$675.10	$15,434	$1,765.19	+$2.1K → PFLD
6	$19,491	$702.09	$16,995	$1,993.14	+$2.5K → PFLD
7	$21,584	$728.33	$18,777	$2,257.95	+$2.8K → PFLD
8	$23,849	$753.76	$20,818	$2,566.58	+$3.0K → PFLD
9	$26,297	$778.36	$23,163	$2,927.50	+$3.1K → PFLD
10	$28,939	$802.10	$25,865	$3,351.03	+$3.1K → PFLD

PFLD vs XYLD: Complete Analysis 2026

PFLD — Stock

The index measures the performance of exchange-listed, U.S. dollar-denominated preferred securities and hybrid securities listed on the New York Stock Exchange ("NYSE") or NASDAQ Capital Market ("NASDAQ") with an option-adjusted duration of less than five years. Under normal circumstances, at least 80% of the fund’s net assets, plus borrowings for investment purposes, will be invested in preferred and income securities.

Full PFLD Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this PFLD vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PFLD vs SCHD PFLD vs JEPI PFLD vs O PFLD vs KO PFLD vs MAIN PFLD vs QYLD PFLD vs JEPQ PFLD vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.