Is PFLEX or QYLD a better dividend investment in 2026?

PFLEX currently yields 11.47% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between PFLEX and QYLD?

PFLEX has a forward dividend yield of 11.47% ($0.79/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 0.77 percentage points.

Home › Compare › PFLEX vs QYLD

PFLEX vs QYLD: Dividend Comparison 2026

PFLEX yields 11.47% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PFLEX wins by $16.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PFLEX

● Live price

11.47%

Share price

$6.85

Annual div

$0.79

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$42.6K

Annual income

$2,349.76

Full PFLEX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — PFLEX vs QYLD

📍 PFLEX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PFLEX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PFLEX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PFLEX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFLEX

Annual income on $10K today (after 15% tax)

$974.99/yr

After 10yr DRIP, annual income (after tax)

$1,997.30/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, QYLD beats the other by $3,135.72/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFLEX + QYLD for your $10,000?

PFLEX: 50%QYLD: 50%

100% QYLD50/50100% PFLEX

Portfolio after 10yr

$34.6K

Annual income

$4,194.30/yr

Blended yield

12.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFLEX buys

QYLD buys

No recent congressional trades found for PFLEX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPFLEXQYLD

Forward yield	11.47%	12.24% ✓
Annual dividend / share	$0.79	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$42.6K ✓	$26.5K
Annual income after 10y	$2,349.76	$6,038.84 ✓
Total dividends collected	$17.4K	$28.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PFLEX vs QYLD ($10,000, DRIP)

Year	PFLEX Portfolio	PFLEX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,847	$1,147.05	$10,384	$1,224.49	+$1.5K → PFLEX
2	$13,946	$1,270.02	$10,900	$1,388.18	+$3.0K → PFLEX
3	$16,320	$1,397.26	$11,576	$1,590.76	+$4.7K → PFLEX
4	$18,990	$1,528.09	$12,447	$1,844.20	+$6.5K → PFLEX
5	$21,981	$1,661.81	$13,567	$2,164.97	+$8.4K → PFLEX
6	$25,318	$1,797.71	$15,003	$2,576.05	+$10.3K → PFLEX
7	$29,025	$1,935.12	$16,853	$3,110.04	+$12.2K → PFLEX
8	$33,130	$2,073.35	$19,251	$3,813.85	+$13.9K → PFLEX
9	$37,661	$2,211.76	$22,390	$4,756.08	+$15.3K → PFLEX
10	$42,647	$2,349.76	$26,548	$6,038.84	+$16.1K → PFLEX

PFLEX vs QYLD: Complete Analysis 2026

PFLEX — Stock

PIMCO Flexible Credit Income Fund is a Closed-End Investment Fund and Investment Trust. It intends to provide attractive risk-adjusted returns and current income by investing under normal circumstances across a wide array of global credit sectors, including corporate, mortgage, consumer, emerging market, and municipal credit markets. The company was founded in 1971 and is headquartered in New York, NY.

Full PFLEX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this PFLEX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PFLEX vs SCHD PFLEX vs JEPI PFLEX vs O PFLEX vs KO PFLEX vs MAIN PFLEX vs XYLD PFLEX vs JEPQ PFLEX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.