HomeComparePFMT vs SPHD

PFMT vs SPHD: Dividend Comparison 2026

PFMT yields 56.18% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PFMT wins by $512.7K in total portfolio value
10 years
PFMT
PFMT
● Live price
56.18%
Share price
$3.56
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$539.3K
Annual income
$119,796.88
Full PFMT calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — PFMT vs SPHD

📍 PFMT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPFMTSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PFMT + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PFMT pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFMT
Annual income on $10K today (after 15% tax)
$4,775.28/yr
After 10yr DRIP, annual income (after tax)
$101,827.35/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, PFMT beats the other by $101,341.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFMT + SPHD for your $10,000?

PFMT: 50%SPHD: 50%
100% SPHD50/50100% PFMT
Portfolio after 10yr
$282.9K
Annual income
$60,184.10/yr
Blended yield
21.27%
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Analyst Conviction Gap

Where Wall Street is most bullish on PFMT right now

PFMT
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$8.00
+124.7% upside vs current
Range: $8.00 — $8.00
Altman Z
6.5
Piotroski
4/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFMT buys
0
SPHD buys
0
No recent congressional trades found for PFMT or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPFMTSPHD
Forward yield56.18%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$539.3K$26.5K
Annual income after 10y$119,796.88$571.32
Total dividends collected$441.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PFMT vs SPHD ($10,000, DRIP)

YearPFMT PortfolioPFMT Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$16,318$5,617.98$11,133$432.85+$5.2KPFMT
2$26,028$8,567.67$12,363$450.36+$13.7KPFMT
3$40,622$12,771.79$13,695$467.39+$26.9KPFMT
4$62,094$18,628.85$15,138$483.90+$47.0KPFMT
5$93,054$26,613.05$16,697$499.88+$76.4KPFMT
6$136,840$37,273.01$18,382$515.31+$118.5KPFMT
7$197,645$51,226.14$20,198$530.17+$177.4KPFMT
8$280,629$69,148.09$22,157$544.46+$258.5KPFMT
9$392,030$91,757.54$24,266$558.18+$367.8KPFMT
10$539,269$119,796.88$26,536$571.32+$512.7KPFMT

PFMT vs SPHD: Complete Analysis 2026

PFMTStock

Performant Financial Corporation provides technology-enabled audit, recovery, outsource customer, and related analytics services in the United States. The company offers recovery services to the clients in Federal guaranteed student loan program and private institutions; identifies and tracks defaulted borrowers across its clients' portfolios of student loans; rehabilitates and recovers past due student loans; provides tax recovery services to federal, state and municipal agencies; recovers government debt for various federal agencies; and offers audit and recovery services to identify improper healthcare payments for public and private healthcare clients. It also identifies improper payments resulting from incorrect coding, procedures that were not medically necessary, incomplete documentation, and claims submitted based on outdated fee schedules; and provides first party call center and other outsourced services. In addition, the company offers Performant Insight that provides various services, such as post- and pre-payment audit of healthcare claims, detection of fraud, waste and abuse of healthcare claims, coordination of benefits, and pharmacy fraud detection services. The company was formerly known as DCS Holdings, Inc. and changed its name to Performant Financial Corporation in 2005. Performant Financial Corporation was founded in 1976 and is headquartered in Livermore, California.

Full PFMT Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.