Is PFPMX or XYLD a better dividend investment in 2026?

PFPMX currently yields 10.64% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between PFPMX and XYLD?

PFPMX has a forward dividend yield of 10.64% ($4.01/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.34 percentage points.

Home › Compare › PFPMX vs XYLD

PFPMX vs XYLD: Dividend Comparison 2026

PFPMX yields 10.64% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PFPMX wins by $15.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PFPMX

● Live price

10.64%

Share price

$37.65

Annual div

$4.01

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.4K

Annual income

$2,073.45

Full PFPMX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — PFPMX vs XYLD

📍 PFPMX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PFPMX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, PFPMX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PFPMX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFPMX

Annual income on $10K today (after 15% tax)

$904.43/yr

After 10yr DRIP, annual income (after tax)

$1,762.43/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $973.73/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFPMX + XYLD for your $10,000?

PFPMX: 50%XYLD: 50%

100% XYLD50/50100% PFPMX

Portfolio after 10yr

$32.8K

Annual income

$2,646.24/yr

Blended yield

8.06%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFPMX buys

XYLD buys

No recent congressional trades found for PFPMX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPFPMXXYLD

Forward yield	10.64%	10.98% ✓
Annual dividend / share	$4.01	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.4K ✓	$25.3K
Annual income after 10y	$2,073.45	$3,219.02 ✓
Total dividends collected	$15.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PFPMX vs XYLD ($10,000, DRIP)

Year	PFPMX Portfolio	PFPMX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,764	$1,064.04	$10,818	$1,098.39	+$946.00 → PFPMX
2	$13,757	$1,169.85	$11,738	$1,222.51	+$2.0K → PFPMX
3	$15,999	$1,278.57	$12,774	$1,364.64	+$3.2K → PFPMX
4	$18,509	$1,389.62	$13,944	$1,527.86	+$4.6K → PFPMX
5	$21,307	$1,502.43	$15,270	$1,715.87	+$6.0K → PFPMX
6	$24,414	$1,616.41	$16,775	$1,933.09	+$7.6K → PFPMX
7	$27,854	$1,731.01	$18,490	$2,184.87	+$9.4K → PFPMX
8	$31,650	$1,845.71	$20,450	$2,477.63	+$11.2K → PFPMX
9	$35,825	$1,960.01	$22,697	$2,819.19	+$13.1K → PFPMX
10	$40,407	$2,073.45	$25,280	$3,219.02	+$15.1K → PFPMX

PFPMX vs XYLD: Complete Analysis 2026

PFPMX — Stock

The fund normally invests at least 80% of its net assets in mid-sized companies. The fund's managers consider a mid-sized company to be one that has a market capitalization between that of the smallest and largest constituents of the Russell Midcap® Index measured at the time of purchase. The Russell Midcap® Index includes approximately 800 of the smallest companies in the Russell 1000® Index. The fund may normally invest up to 20% of its net assets in smaller- and larger-capitalization companies.

Full PFPMX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this PFPMX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

PFPMX vs SCHD PFPMX vs JEPI PFPMX vs O PFPMX vs KO PFPMX vs MAIN PFPMX vs QYLD PFPMX vs JEPQ PFPMX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.