Is PFSEX or RYLD a better dividend investment in 2026?

PFSEX currently yields 17.99% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: PFSEX offers higher current income.

What is the dividend yield difference between PFSEX and RYLD?

PFSEX has a forward dividend yield of 17.99% ($2.44/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 5.85 percentage points.

Home › Compare › PFSEX vs RYLD

PFSEX vs RYLD: Dividend Comparison 2026

PFSEX yields 17.99% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PFSEX wins by $20.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PFSEX

● Live price

17.99%

Share price

$13.57

Annual div

$2.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$64.5K

Annual income

$5,402.96

Full PFSEX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — PFSEX vs RYLD

📍 PFSEX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PFSEX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PFSEX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PFSEX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFSEX

Annual income on $10K today (after 15% tax)

$1,528.94/yr

After 10yr DRIP, annual income (after tax)

$4,592.52/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, PFSEX beats the other by $2,393.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PFSEX + RYLD for your $10,000?

PFSEX: 50%RYLD: 50%

100% RYLD50/50100% PFSEX

Portfolio after 10yr

$54.5K

Annual income

$3,995.15/yr

Blended yield

7.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFSEX buys

RYLD buys

No recent congressional trades found for PFSEX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPFSEXRYLD

Forward yield	17.99% ✓	12.14%
Annual dividend / share	$2.44 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$64.5K ✓	$44.5K
Annual income after 10y	$5,402.96 ✓	$2,587.35
Total dividends collected	$34.7K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PFSEX vs RYLD ($10,000, DRIP)

Year	PFSEX Portfolio	PFSEX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,499	$1,798.75	$11,914	$1,213.65	+$585.00 → PFSEX
2	$15,475	$2,101.13	$14,099	$1,351.30	+$1.4K → PFSEX
3	$18,989	$2,431.24	$16,580	$1,494.55	+$2.4K → PFSEX
4	$23,107	$2,788.22	$19,384	$1,642.61	+$3.7K → PFSEX
5	$27,895	$3,170.83	$22,535	$1,794.70	+$5.4K → PFSEX
6	$33,425	$3,577.49	$26,063	$1,950.00	+$7.4K → PFSEX
7	$39,771	$4,006.28	$29,995	$2,107.69	+$9.8K → PFSEX
8	$47,010	$4,455.05	$34,361	$2,266.99	+$12.6K → PFSEX
9	$55,222	$4,921.44	$39,194	$2,427.12	+$16.0K → PFSEX
10	$64,491	$5,402.96	$44,525	$2,587.35	+$20.0K → PFSEX

PFSEX vs RYLD: Complete Analysis 2026

PFSEX — Stock

The fund seeks to achieve its investment objective by investing more than 80% of the fund's assets in shares of mutual funds or exchange-traded funds advised by J.P. Morgan® Investment Management Inc. ("JP Morgan®"), under normal market circumstances ("JP Morgan® underlying funds"). The Adviser utilizes RiskPro to manage the fund’s volatility as a whole, and to assess the impact of the fund’s investment in JP Morgan® underlying funds and other underlying funds.

Full PFSEX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.