Is PFSEX or VYM a better dividend investment in 2026?

PFSEX currently yields 18.52% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: PFSEX offers higher current income.

What is the dividend yield difference between PFSEX and VYM?

PFSEX has a forward dividend yield of 18.52% ($2.44/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 16.11 percentage points.

Home › Compare › PFSEX vs VYM

PFSEX vs VYM: Dividend Comparison 2026

PFSEX yields 18.52% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PFSEX wins by $38.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PFSEX

● Live price

18.52%

Share price

$13.18

Annual div

$2.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$66.7K

Annual income

$5,735.31

Full PFSEX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — PFSEX vs VYM

📍 PFSEX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PFSEX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PFSEX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

PFSEX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFSEX

Annual income on $10K today (after 15% tax)

$1,574.18/yr

After 10yr DRIP, annual income (after tax)

$4,875.01/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, PFSEX beats the other by $4,638.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PFSEX + VYM for your $10,000?

PFSEX: 50%VYM: 50%

100% VYM50/50100% PFSEX

Portfolio after 10yr

$47.2K

Annual income

$3,006.93/yr

Blended yield

6.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFSEX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPFSEXVYM

Forward yield	18.52% ✓	2.41%
Annual dividend / share	$2.44	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$66.7K ✓	$27.8K
Annual income after 10y	$5,735.31 ✓	$278.55
Total dividends collected	$36.4K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PFSEX vs VYM ($10,000, DRIP)

Year	PFSEX Portfolio	PFSEX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$12,552	$1,851.97	$11,151	$241.44	+$1.4K → PFSEX
2	$15,603	$2,172.52	$12,413	$246.79	+$3.2K → PFSEX
3	$19,219	$2,523.94	$13,794	$251.79	+$5.4K → PFSEX
4	$23,470	$2,905.50	$15,306	$256.47	+$8.2K → PFSEX
5	$28,429	$3,316.00	$16,960	$260.84	+$11.5K → PFSEX
6	$34,173	$3,753.86	$18,768	$264.92	+$15.4K → PFSEX
7	$40,782	$4,217.10	$20,745	$268.71	+$20.0K → PFSEX
8	$48,340	$4,703.47	$22,905	$272.24	+$25.4K → PFSEX
9	$56,935	$5,210.44	$25,265	$275.51	+$31.7K → PFSEX
10	$66,655	$5,735.31	$27,842	$278.55	+$38.8K → PFSEX

PFSEX vs VYM: Complete Analysis 2026

PFSEX — Stock

The fund seeks to achieve its investment objective by investing more than 80% of the fund's assets in shares of mutual funds or exchange-traded funds advised by J.P. Morgan® Investment Management Inc. ("JP Morgan®"), under normal market circumstances ("JP Morgan® underlying funds"). The Adviser utilizes RiskPro to manage the fund’s volatility as a whole, and to assess the impact of the fund’s investment in JP Morgan® underlying funds and other underlying funds.

Full PFSEX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.