Is PFSF or XYLD a better dividend investment in 2026?

PFSF currently yields 5882.35% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: PFSF offers higher current income.

What is the dividend yield difference between PFSF and XYLD?

PFSF has a forward dividend yield of 5882.35% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 5871.15 percentage points.

Home › Compare › PFSF vs XYLD

PFSF vs XYLD: Dividend Comparison 2026

PFSF yields 5882.35% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PFSF wins by $302684608132120.06M in total portfolio value

INVESTMENT

TIME HORIZON10 years

PFSF

● Live price

5882.35%

Share price

$0.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$302684608132120.06M

Annual income

$292,889,908,842,934,530,000.00

Full PFSF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — PFSF vs XYLD

📍 PFSF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PFSF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PFSF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PFSF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PFSF

Annual income on $10K today (after 15% tax)

$500,000.00/yr

After 10yr DRIP, annual income (after tax)

$248,956,422,516,494,340,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, PFSF beats the other by $248,956,422,516,494,340,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PFSF + XYLD for your $10,000?

PFSF: 50%XYLD: 50%

100% XYLD50/50100% PFSF

Portfolio after 10yr

$151342304066060.03M

Annual income

$146,444,954,421,467,270,000.00/yr

Blended yield

96.76%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PFSF buys

XYLD buys

No recent congressional trades found for PFSF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPFSFXYLD

Forward yield	5882.35% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$302684608132120.06M ✓	$25.9K
Annual income after 10y	$292,889,908,842,934,530,000.00 ✓	$3,351.03
Total dividends collected	$302025190529273.63M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: PFSF vs XYLD ($10,000, DRIP)

Year	PFSF Portfolio	PFSF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$598,935	$588,235.29	$10,840	$1,120.44	+$588.1K → PFSF
2	$33,567,485	$32,926,624.20	$11,786	$1,249.59	+$33.56M → PFSF
3	$1,760,572,584	$1,724,655,375.00	$12,854	$1,397.78	+$1760.56M → PFSF
4	$86,422,145,745	$84,538,333,079.89	$14,063	$1,568.33	+$86422.13M → PFSF
5	$3,970,768,237,328	$3,878,296,541,381.34	$15,434	$1,765.19	+$3970768.22M → PFSF
6	$170,784,185,257,923	$166,535,463,243,981.50	$16,995	$1,993.14	+$170784185.24M → PFSF
7	$6,876,898,713,370,412	$6,694,159,635,144,434.00	$18,777	$2,257.95	+$6876898713.35M → PFSF
8	$259,275,158,018,476,900	$251,916,876,395,170,560.00	$20,818	$2,566.58	+$259275158018.46M → PFSF
9	$9,153,924,569,332,272,000	$8,876,500,150,252,502,000.00	$23,163	$2,927.50	+$9153924569332.25M → PFSF
10	$302,684,608,132,120,050,000	$292,889,908,842,934,530,000.00	$25,865	$3,351.03	+$302684608132120.06M → PFSF

PFSF vs XYLD: Complete Analysis 2026

PFSF — Stock

Pacific Software, Inc., a development stage company, engages in designing, developing, licensing, and operating transactional solutions worldwide. The company manages BOAPIN.com, a multi-lingual and multi-faceted commodities trading platform designed for international clients, traders, and subscribers. It is also postured for investments, mergers, acquisitions, and business combination strategies for various technologies and digital platforms. The company intends to deliver its trading solutions to agriculture, fertilizers, chemicals, cosmetics, electronics, and equipment industries. The company was formerly known as Pacific Mining, Inc. and changed its name to Pacific Software, Inc. in November 2006. Pacific Software, Inc. was founded in 2005 and is headquartered in Toronto, Canada.

Full PFSF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.