HomeComparePHB vs VYM

PHB vs VYM: Dividend Comparison 2026

PHB yields 4.99% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $86.00 in total portfolio value· pulled ahead in Year 10
10 years
PHB
PHB
● Live price
4.99%
Share price
$18.71
Annual div
$0.93
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$686.72
Full PHB calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — PHB vs VYM

📍 VYM pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHBVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHB + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHB pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHB
Annual income on $10K today (after 15% tax)
$424.19/yr
After 10yr DRIP, annual income (after tax)
$583.71/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, PHB beats the other by $346.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHB + VYM for your $10,000?

PHB: 50%VYM: 50%
100% VYM50/50100% PHB
Portfolio after 10yr
$27.8K
Annual income
$482.63/yr
Blended yield
1.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHB buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHBVYM
Forward yield4.99%2.41%
Annual dividend / share$0.93$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.8K$27.8K
Annual income after 10y$686.72$278.55
Total dividends collected$6.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHB vs VYM ($10,000, DRIP)

YearPHB PortfolioPHB Income/yrVYM PortfolioVYM Income/yrGap
1$11,199$499.04$11,151$241.44+$48.00PHB
2$12,505$522.32$12,413$246.79+$92.00PHB
3$13,926$545.09$13,794$251.79+$132.00PHB
4$15,468$567.29$15,306$256.47+$162.00PHB
5$17,139$588.89$16,960$260.84+$179.00PHB
6$18,949$609.84$18,768$264.92+$181.00PHB
7$20,906$630.12$20,745$268.71+$161.00PHB
8$23,019$649.70$22,905$272.24+$114.00PHB
9$25,299$668.57$25,265$275.51+$34.00PHB
10← crossover$27,756$686.72$27,842$278.55$86.00VYM

PHB vs VYM: Complete Analysis 2026

PHBStock

The Invesco Fundamental High Yield Corporate Bond ETF (Fund) is based on the RAFI Bonds US High Yield 1-10 Index (Index). The Fund will generally invest at least 80% of its total assets in the securities that comprise the Index. The Underlying Index is comprised of U.S. dollar-denominated high yield corporate bonds which are SEC-registered securities, Section 3(a)(2) securities, or Rule 144A securities under the Securities Act and whose issuers are public companies domiciled in the United States. Only investible non-convertible, non-exchangeable, non-zero, fixed coupon high-yield corporate bonds qualify for inclusion in the Index. Based on the Fundamental Index methodology developed by Research Affiliates, LLC, the Index is compiled and calculated by ALM Research Solutions, LLC. The Fund does not purchase all of the securities in the Index; instead, the Fund utilizes a "sampling" methodology to seek to achieve its investment objective. The Fund and the Index are rebalanced monthly and reconstituted annually in March.

Full PHB Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.