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PHBR vs XYLD: Dividend Comparison 2026

PHBR yields 7692.31% · XYLD yields 9.02%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PHBR wins by $4177739098279589.00M in total portfolio value
10 years
PHBR
PHBR
● Live price
7692.31%
Share price
$0.03
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4177739098279589.00M
Annual income
$4,073,565,928,588,968,500,000.00
Full PHBR calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — PHBR vs XYLD

📍 PHBR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHBRXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHBR + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PHBR pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHBR
Annual income on $10K today (after 15% tax)
$653,846.15/yr
After 10yr DRIP, annual income (after tax)
$3,462,531,039,300,623,000,000.00/yr
XYLD
Annual income on $10K today (after 15% tax)
$766.32/yr
After 10yr DRIP, annual income (after tax)
$2,009.19/yr
At 15% tax rate, PHBR beats the other by $3,462,531,039,300,623,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHBR + XYLD for your $10,000?

PHBR: 50%XYLD: 50%
100% XYLD50/50100% PHBR
Portfolio after 10yr
$2088869549139794.50M
Annual income
$2,036,782,964,294,484,200,000.00/yr
Blended yield
97.51%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHBR buys
0
XYLD buys
0
No recent congressional trades found for PHBR or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHBRXYLD
Forward yield7692.31% ✓9.02%
Annual dividend / share$2.00$3.48 ✓
Payout ratio50% ✓90%
1-year div growth0% ✓-2.1%
5-year div CAGR0%0.5% ✓
Portfolio after 10y$4177739098279589.00M ✓$21.1K
Annual income after 10y$4,073,565,928,588,968,500,000.00 ✓$2,363.75
Total dividends collected$4170772265337663.00M ✓$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PHBR vs XYLD ($10,000, DRIP)

YearPHBR PortfolioPHBR Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$779,931$769,230.77$10,626$906.06+$769.3K → PHBR
2$56,904,315$56,069,789.30$11,324$995.47+$56.89M → PHBR
3$3,884,151,673$3,823,264,055.84$12,104$1,096.88+$3884.14M → PHBR
4$248,050,254,929$243,894,212,638.74$12,977$1,212.21+$248050.24M → PHBR
5$14,822,056,221,428$14,556,642,448,653.80$13,958$1,343.80+$14822056.21M → PHBR
6$828,776,618,419,079$812,917,018,262,150.50$15,061$1,494.40+$828776618.40M → PHBR
7$43,367,472,132,823,630$42,480,681,151,115,220.00$16,307$1,667.30+$43367472132.81M → PHBR
8$2,123,871,047,251,591,000$2,077,467,852,069,469,400.00$17,717$1,866.48+$2123871047251.57M → PHBR
9$97,358,102,514,598,310,000$95,085,560,494,039,100,000.00$19,317$2,096.71+$97358102514598.30M → PHBR
10$4,177,739,098,279,589,000,000$4,073,565,928,588,968,500,000.00$21,140$2,363.75+$4177739098279589.00M → PHBR

PHBR vs XYLD: Complete Analysis 2026

PHBR — Stock

As of December 9, 2020, PhoneBrasil International, Inc. (OTCPK : PHBR) operates as a subsidiary of DR Shell LLC.

Full PHBR Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.