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PHCF vs QYLD: Dividend Comparison 2026

PHCF yields 114.29% · QYLD yields 11.43%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PHCF wins by $6.85M in total portfolio value
10 years
PHCF
PHCF
● Live price
114.29%
Share price
$1.75
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$6.87M
Annual income
$2,525,010.49
Full PHCF calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — PHCF vs QYLD

📍 PHCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHCFQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHCF + QYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
PHCF pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHCF
Annual income on $10K today (after 15% tax)
$9,714.29/yr
After 10yr DRIP, annual income (after tax)
$2,146,258.92/yr
QYLD
Annual income on $10K today (after 15% tax)
$971.43/yr
After 10yr DRIP, annual income (after tax)
$3,020.69/yr
At 15% tax rate, PHCF beats the other by $2,143,238.23/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of PHCF + QYLD for your $10,000?

PHCF: 50%QYLD: 50%
100% QYLD50/50100% PHCF
Portfolio after 10yr
$3.45M
Annual income
$1,264,282.13/yr
Blended yield
36.70%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHCF buys
0
QYLD buys
0
No recent congressional trades found for PHCF or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHCFQYLD
Forward yield114.29% ✓11.43%
Annual dividend / share$2.00 ✓$1.92
Payout ratio50% ✓95%
1-year div growth0% ✓-5.2%
5-year div CAGR0% ✓-2.1%
Portfolio after 10y$6.87M$19.5K ✓
Annual income after 10y$2,525,010.49 ✓$3,553.75
Total dividends collected$6.22M$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PHCF vs QYLD ($10,000, DRIP)

YearPHCF PortfolioPHCF Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$22,129$11,428.57$10,279$1,118.86+$11.8K → PHCF
2$47,313$23,635.32$10,645$1,229.16+$36.7K → PHCF
3$97,853$47,228.47$11,111$1,360.44+$86.7K → PHCF
4$195,991$91,288.48$11,695$1,517.70+$184.3K → PHCF
5$380,592$170,881.10$12,420$1,707.39+$368.2K → PHCF
6$717,355$310,122.08$13,315$1,937.94+$704.0K → PHCF
7$1,313,861$546,290.58$14,417$2,220.42+$1.30M → PHCF
8$2,340,924$935,093.23$15,775$2,569.54+$2.33M → PHCF
9$4,061,863$1,557,073.54$17,455$3,005.06+$4.04M → PHCF
10$6,871,204$2,525,010.49$19,543$3,553.75+$6.85M → PHCF

PHCF vs QYLD: Complete Analysis 2026

PHCF — Stock

Puhui Wealth Investment Management Co., Ltd., through its subsidiaries, provides third-party wealth management services in the People's Republic of China. The company markets financial products, such as private equity funds, securities investment funds, and private placement bond products to high-net-worth individuals and small and medium enterprises, as well as offers trust plans and asset management plans. It also manages funds for individuals and corporate clients, as well as provides investment advisory services. The company was founded in 2013 and is headquartered in Beijing, China.

Full PHCF Calculator →

QYLD — ETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.