Is PHIG or SPHD a better dividend investment in 2026?

PHIG currently yields 6.66% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: PHIG offers higher current income.

What is the dividend yield difference between PHIG and SPHD?

PHIG has a forward dividend yield of 6.66% ($2.05/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 2.66 percentage points.

Home › Compare › PHIG vs SPHD

PHIG vs SPHD: Dividend Comparison 2026

PHIG yields 6.66% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PHIG wins by $3.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PHIG

● Live price

6.66%

Share price

$30.80

Annual div

$2.05

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.1K

Annual income

$1,016.27

Full PHIG calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — PHIG vs SPHD

📍 PHIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PHIG	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PHIG + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PHIG pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHIG

Annual income on $10K today (after 15% tax)

$565.75/yr

After 10yr DRIP, annual income (after tax)

$863.83/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, PHIG beats the other by $99.52/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PHIG + SPHD for your $10,000?

PHIG: 50%SPHD: 50%

100% SPHD50/50100% PHIG

Portfolio after 10yr

$29.6K

Annual income

$957.74/yr

Blended yield

3.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHIG buys

SPHD buys

No recent congressional trades found for PHIG or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPHIGSPHD

Forward yield	6.66% ✓	4.00%
Annual dividend / share	$2.05 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$31.1K ✓	$28.0K
Annual income after 10y	$1,016.27 ✓	$899.19
Total dividends collected	$8.5K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: PHIG vs SPHD ($10,000, DRIP)

Year	PHIG Portfolio	PHIG Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,366	$665.58	$11,120	$420.00	+$246.00 → PHIG
2	$12,868	$706.99	$12,357	$458.31	+$511.00 → PHIG
3	$14,517	$748.09	$13,721	$499.76	+$796.00 → PHIG
4	$16,322	$788.73	$15,227	$544.58	+$1.1K → PHIG
5	$18,293	$828.78	$16,885	$593.02	+$1.4K → PHIG
6	$20,442	$868.11	$18,713	$645.34	+$1.7K → PHIG
7	$22,779	$906.61	$20,724	$701.81	+$2.1K → PHIG
8	$25,318	$944.19	$22,938	$762.73	+$2.4K → PHIG
9	$28,071	$980.77	$25,372	$828.41	+$2.7K → PHIG
10	$31,052	$1,016.27	$28,047	$899.19	+$3.0K → PHIG

PHIG vs SPHD: Complete Analysis 2026

PHIG — Stock

PHI Group, Inc. provides merger and acquisition advisory, consulting, project financing, and capital market services to clients in North America and Asia. The company also produces and sells spirits; holds various mineral and natural resources; provides environmental management services. It also focuses on various sub-funds for investment in real estate, renewable energy, infrastructure, agriculture, healthcare, and other sectors. The company was formerly known as Providential Holdings, Inc. and changed its name to PHI Group, Inc. in April 2009. PHI Group, Inc. was incorporated in 1982 and is based in Irvine, California.

Full PHIG Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.