HomeComparePHIO vs SCHD

PHIO vs SCHD: Dividend Comparison 2026

PHIO yields 4.00% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.7K in total portfolio value
10 years
PHIO
PHIO
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full PHIO calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — PHIO vs SCHD

Annual dividend income

MetricPHIOSCHD
Forward yield4.00%3.77%
Annual dividend / share$2.00$1.05
Payout ratio50%38%
1-year div growth5%5.18%
5-year div CAGR5%13.05%
Portfolio after 10y$28.0K$36.7K
Annual income after 10y$899.19$1,925.82
Total dividends collected$6.4K$10.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHIO vs SCHD ($10,000, DRIP)

YearPHIO PortfolioPHIO Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,120$420.00$11,306$426.37$186.00SCHD
2$12,357$458.31$12,802$500.91$445.00SCHD
3$13,721$499.76$14,518$589.33$797.00SCHD
4$15,227$544.58$16,490$694.43$1.3KSCHD
5$16,885$593.02$18,761$819.56$1.9KSCHD
6$18,713$645.34$21,381$968.84$2.7KSCHD
7$20,724$701.81$24,409$1,147.26$3.7KSCHD
8$22,938$762.73$27,918$1,360.94$5.0KSCHD
9$25,372$828.41$31,993$1,617.39$6.6KSCHD
10$28,047$899.19$36,734$1,925.82$8.7KSCHD

PHIO vs SCHD: Complete Analysis 2026

PHIOStock

PHIO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PHIO shares.

Full PHIO Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is PHIO or SCHD better for dividend income in 2026?
PHIO currently offers a 4.00% yield (2.00/share/year) while SCHD offers 3.77% (1.05/share/year). PHIO provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in PHIO vs SCHD earn per year?
With $10,000 invested today: PHIO pays approximately $400/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $899/year (PHIO) and $1,926/year (SCHD).
Does PHIO or SCHD pay monthly dividends?
PHIO pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this PHIO vs SCHD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

PHIO vs JEPIPHIO vs OPHIO vs KOPHIO vs MAINPHIO vs VYMPHIO vs DGROPHIO vs VIGPHIO vs HDVSCHD vs VYMSCHD vs JEPISCHD vs DGROSCHD vs VIG

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.