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PHIYX vs JEPI: Dividend Comparison 2026

PHIYX yields 6.33% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PHIYX wins by $1.4K in total portfolio value
10 years
PHIYX
PHIYX
● Live price
6.33%
Share price
$7.99
Annual div
$0.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$947.73
Full PHIYX calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — PHIYX vs JEPI

📍 PHIYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHIYXJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHIYX + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHIYX pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHIYX
Annual income on $10K today (after 15% tax)
$538.29/yr
After 10yr DRIP, annual income (after tax)
$805.57/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $493.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHIYX + JEPI for your $10,000?

PHIYX: 50%JEPI: 50%
100% JEPI50/50100% PHIYX
Portfolio after 10yr
$29.7K
Annual income
$1,238.17/yr
Blended yield
4.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHIYX buys
0
JEPI buys
0
No recent congressional trades found for PHIYX or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHIYXJEPI
Forward yield6.33%8.40%
Annual dividend / share$0.51$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.4K$29.0K
Annual income after 10y$947.73$1,528.62
Total dividends collected$8.0K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PHIYX vs JEPI ($10,000, DRIP)

YearPHIYX PortfolioPHIYX Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,333$633.28$11,260$840.19+$73.00PHIYX
2$12,797$670.76$12,641$907.94+$156.00PHIYX
3$14,401$707.86$14,150$978.20+$251.00PHIYX
4$16,154$744.45$15,795$1,050.85+$359.00PHIYX
5$18,065$780.42$17,584$1,125.74+$481.00PHIYX
6$20,145$815.66$19,526$1,202.74+$619.00PHIYX
7$22,405$850.08$21,628$1,281.69+$777.00PHIYX
8$24,857$883.60$23,898$1,362.43+$959.00PHIYX
9$27,513$916.17$26,347$1,444.79+$1.2KPHIYX
10$30,387$947.73$28,982$1,528.62+$1.4KPHIYX

PHIYX vs JEPI: Complete Analysis 2026

PHIYXStock

The fund invests at least 80% of its assets in high yield investments ("junk bonds"), which may be represented by forwards or derivatives. It may invest up to 20% of its total assets in securities rated Caa or below by Moody's, or equivalently rated by S&P or Fitch, or, if unrated, determined by PIMCO to be of comparable quality. The fund may invest, without limitation, in derivative instruments, such as options, futures contracts or swap agreements, or in mortgage- or asset-backed securities.

Full PHIYX Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.