Is PHMMF or MO a better dividend investment in 2026?

PHMMF currently yields 0.97% with a 5% 5-year dividend growth rate. MO yields 6.36% with 4.3% growth. The better choice depends on your goal: MO offers higher current income.

What is the dividend yield difference between PHMMF and MO?

PHMMF has a forward dividend yield of 0.97% ($0.93/share annually). MO yields 6.36% ($4.20/share annually). The yield gap is 5.39 percentage points.

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PHMMF vs MO: Dividend Comparison 2026

PHMMF yields 0.97% · MO yields 6.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PHMMF wins by $58.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

PHMMF

● Live price

0.97%

Share price

$96.00

Annual div

$0.93

5Y div CAGR

68.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$138.5K

Annual income

$65,086.57

Full PHMMF calculator →

Altria Group Inc.

● Live price

6.36%

Share price

$65.99

Annual div

$4.20

5Y div CAGR

22.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.1K

Annual income

$30,159.17

Full MO calculator →

Portfolio growth — PHMMF vs MO

📍 PHMMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	PHMMF	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, PHMMF + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

PHMMF pays

MO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHMMF

Annual income on $10K today (after 15% tax)

$82.26/yr

After 10yr DRIP, annual income (after tax)

$55,323.58/yr

Annual income on $10K today (after 15% tax)

$540.99/yr

After 10yr DRIP, annual income (after tax)

$25,635.29/yr

At 15% tax rate, PHMMF beats the other by $29,688.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of PHMMF + MO for your $10,000?

PHMMF: 50%MO: 50%

100% MO50/50100% PHMMF

Portfolio after 10yr

$109.3K

Annual income

$47,622.86/yr

Blended yield

43.56%

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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

PHMMF

No analyst data

Altman Z

8.3

Piotroski

6/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

-7.2% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHMMF buys

MO buys

No recent congressional trades found for PHMMF or MO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricPHMMFMO

Forward yield	0.97%	6.36% ✓
Annual dividend / share	$0.93	$4.20 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	68.1% ✓	22.6%
Portfolio after 10y	$138.5K ✓	$80.1K
Annual income after 10y	$65,086.57 ✓	$30,159.17
Total dividends collected	$111.9K ✓	$74.5K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: PHMMF vs MO ($10,000, DRIP)

Year	PHMMF Portfolio	PHMMF Income/yr	MO Portfolio	MO Income/yr	Gap
1← crossover	$10,863	$162.67	$10,570	$780.30	+$293.00 → PHMMF
2	$11,901	$277.61	$11,381	$1,032.90	+$520.00 → PHMMF
3	$13,212	$477.81	$12,535	$1,392.73	+$677.00 → PHMMF
4	$14,970	$833.33	$14,193	$1,920.91	+$777.00 → PHMMF
5	$17,501	$1,483.41	$16,618	$2,723.68	+$883.00 → PHMMF
6	$21,451	$2,724.54	$20,263	$3,993.80	+$1.2K → PHMMF
7	$28,198	$5,246.31	$25,936	$6,098.36	+$2.3K → PHMMF
8	$41,007	$10,834.88	$35,166	$9,775.01	+$5.8K → PHMMF
9	$68,632	$24,753.88	$51,026	$16,597.78	+$17.6K → PHMMF
10	$138,522	$65,086.57	$80,113	$30,159.17	+$58.4K → PHMMF

PHMMF vs MO: Complete Analysis 2026

PHMMF — Stock

Pharma Mar, S.A., a biopharmaceutical company, engages in the research, development, production, and commercialization of bio-active principles of marine origin for use in oncology in Spain, Italy, Germany, Ireland, rest of EU, the United States, and internationally. The company operates through three segments: Oncology, Diagnostics, and RNA interference. It develops and commercializes Yondelis for the treatment of soft tissue sarcomas and for ovarian cancer; Aplidin for treating multiple myeloma; and Zepzelca for treating patients with small cell lung cancer. The company also develops PM14 which is in phase II clinical trails for the treatment of solid tumors. In addition, it develops and markets diagnostics kits; and develops drugs with therapeutic activity based on reducing or silencing gene expression. The company was incorporated in 1986 and is based in Madrid, Spain.

Full PHMMF Calculator →

MO — Consumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.