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PHOJY vs QYLD: Dividend Comparison 2026

PHOJY yields 9.05% · QYLD yields 11.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PHOJY wins by $227053.62M in total portfolio value
10 years
PHOJY
PHOJY
● Live price
9.05%
Share price
$22.09
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$227053.65M
Annual income
$222,336,151,974.69
Full PHOJY calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — PHOJY vs QYLD

📍 PHOJY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHOJYQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHOJY + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHOJY pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHOJY
Annual income on $10K today (after 15% tax)
$769.58/yr
After 10yr DRIP, annual income (after tax)
$188,985,729,178.49/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, PHOJY beats the other by $188,985,724,368.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHOJY + QYLD for your $10,000?

PHOJY: 50%QYLD: 50%
100% QYLD50/50100% PHOJY
Portfolio after 10yr
$113526.84M
Annual income
$111,168,078,817.01/yr
Blended yield
97.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHOJY buys
0
QYLD buys
1
PoliticianChamberTickerTypeAmountDate
Tim Moore🏢 House$QYLD▼ Sell$15,001 - $50,0002025-05-02
Tim Moore🏢 House$QYLD▲ Buy$15,001 - $50,0002025-04-07
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002022-11-14
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002020-10-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHOJYQYLD
Forward yield9.05%11.92%
Annual dividend / share$2.00$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$227053.65M$25.4K
Annual income after 10y$222,336,151,974.69$5,659.31
Total dividends collected$226733.20M$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: PHOJY vs QYLD ($10,000, DRIP)

YearPHOJY PortfolioPHOJY Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$12,511$1,810.78$10,352$1,192.36+$2.2KPHOJY
2$17,621$4,234.45$10,830$1,347.57+$6.8KPHOJY
3$30,002$11,147.79$11,460$1,539.07+$18.5KPHOJY
4$67,580$35,477.96$12,275$1,777.84+$55.3KPHOJY
5$221,684$149,372.85$13,323$2,078.95+$208.4KPHOJY
6$1,153,067$915,864.84$14,667$2,463.34+$1.14MPHOJY
7$10,138,043$8,904,261.91$16,396$2,960.57+$10.12MPHOJY
8$157,181,254$146,333,547.66$18,631$3,612.97+$157.16MPHOJY
9$4,408,875,972$4,240,692,030.29$21,548$4,482.15+$4408.85MPHOJY
10$227,053,649,265$222,336,151,974.69$25,398$5,659.31+$227053.62MPHOJY

PHOJY vs QYLD: Complete Analysis 2026

PHOJYStock

Public Joint-Stock Company PhosAgro, together with its subsidiaries, engages in the production and distribution of apatite concentrate and mineral fertilizers in Russia and internationally. It operates in two segments, Phosphate-Based Products and Nitrogen-Based Products. The Phosphate-Based Products segment produces and distributes ammophos, diammoniumphosphate, sodium tripolyphosphate, and other phosphate based and complex fertilizers; and apatite concentrate extracted from the apatite-nepheline ore. The Nitrogen-Based Products segment is involved in the production and distribution of ammonia, ammonium nitrate, and urea. It also offers feed phosphates; phosphate rock; and industrial products, such as syenite alkali aluminum concentrate, titanomagnetite concentrate, nepheline concentrate, aegirine concentrate, oleum, sulphuric acid, sodiumsilicofluoride, aluminum fluoride, nitric acid, and ammonia solution. Public Joint-Stock Company PhosAgro was incorporated in 2001 and is headquartered in Moscow, the Russian Federation.

Full PHOJY Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.