HomeComparePHPMF vs VYM

PHPMF vs VYM: Dividend Comparison 2026

PHPMF yields 6.16% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $5.1K in total portfolio value· pulled ahead in Year 2
10 years
PHPMF
PHPMF
● Live price
6.16%
Share price
$910.00
Annual div
$56.09
5Y div CAGR
-23.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.8K
Annual income
$46.96
Full PHPMF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — PHPMF vs VYM

📍 VYM pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHPMFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHPMF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHPMF pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHPMF
Annual income on $10K today (after 15% tax)
$523.96/yr
After 10yr DRIP, annual income (after tax)
$39.92/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $196.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHPMF + VYM for your $10,000?

PHPMF: 50%VYM: 50%
100% VYM50/50100% PHPMF
Portfolio after 10yr
$25.3K
Annual income
$162.75/yr
Blended yield
0.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHPMF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHPMFVYM
Forward yield6.16%2.41%
Annual dividend / share$56.09$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-23.8%0%
Portfolio after 10y$22.8K$27.8K
Annual income after 10y$46.96$278.55
Total dividends collected$2.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHPMF vs VYM ($10,000, DRIP)

YearPHPMF PortfolioPHPMF Income/yrVYM PortfolioVYM Income/yrGap
1$11,170$469.71$11,151$241.44+$19.00PHPMF
2← crossover$12,325$373.63$12,413$246.79$88.00VYM
3$13,482$293.61$13,794$251.79$312.00VYM
4$14,654$228.71$15,306$256.47$652.00VYM
5$15,857$177.04$16,960$260.84$1.1KVYM
6$17,103$136.43$18,768$264.92$1.7KVYM
7$18,405$104.79$20,745$268.71$2.3KVYM
8$19,774$80.31$22,905$272.24$3.1KVYM
9$21,220$61.45$25,265$275.51$4.0KVYM
10$22,752$46.96$27,842$278.55$5.1KVYM

PHPMF vs VYM: Complete Analysis 2026

PHPMFStock

Philip Morris CR a.s., through its subsidiary, Philip Morris Slovakia s.r.o., produces, sells, distributes, and markets tobacco products in the Czech Republic and the Slovak Republic. The company also distributes smoke-free tobacco products under the HEETS name; IQOS tobacco heating systems; IQOS VEEV electronic cigarettes; VEEV pods, an e-vapor product; and the Fiit and lil tobacco heating systems, and related accessories, as well as cigarettes. It provides its tobacco products primarily under the Marlboro, L&M, Philip Morris, Petra Klasik, Sparta, and Chesterfield brands. The company was formerly known as Tabák, a.s. and changed its name to Philip Morris CR a.s. in November 2000. The company was founded in 1812 and is headquartered in Prague, the Czech Republic. Philip Morris CR a.s. operates as a subsidiary of Philip Morris Holland Holdings B.V.

Full PHPMF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.