HomeComparePHPRF vs SCHD

PHPRF vs SCHD: Dividend Comparison 2026

PHPRF yields 7.69% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PHPRF wins by $1.3K in total portfolio value
10 years
PHPRF
PHPRF
● Live price
7.69%
Share price
$1.26
Annual div
$0.10
5Y div CAGR
-4.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.3K
Annual income
$759.05
Full PHPRF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — PHPRF vs SCHD

📍 PHPRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodPHPRFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, PHPRF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
PHPRF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

PHPRF
Annual income on $10K today (after 15% tax)
$653.28/yr
After 10yr DRIP, annual income (after tax)
$645.19/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, PHPRF beats the other by $283.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of PHPRF + SCHD for your $10,000?

PHPRF: 50%SCHD: 50%
100% SCHD50/50100% PHPRF
Portfolio after 10yr
$29.6K
Annual income
$592.49/yr
Blended yield
2.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

PHPRF buys
0
SCHD buys
0
No recent congressional trades found for PHPRF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricPHPRFSCHD
Forward yield7.69%3.46%
Annual dividend / share$0.10$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-4.1%0%
Portfolio after 10y$30.3K$29.0K
Annual income after 10y$759.05$425.95
Total dividends collected$7.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: PHPRF vs SCHD ($10,000, DRIP)

YearPHPRF PortfolioPHPRF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,437$737.05$11,226$346.36+$211.00PHPRF
2$12,993$755.52$12,572$357.38+$421.00PHPRF
3$14,672$769.27$14,046$367.84+$626.00PHPRF
4$16,478$778.56$15,660$377.73+$818.00PHPRF
5$18,415$783.66$17,425$387.07+$990.00PHPRF
6$20,489$784.94$19,354$395.86+$1.1KPHPRF
7$22,706$782.74$21,461$404.13+$1.2KPHPRF
8$25,072$777.45$23,762$411.89+$1.3KPHPRF
9$27,597$769.43$26,272$419.15+$1.3KPHPRF
10$30,288$759.05$29,010$425.95+$1.3KPHPRF

PHPRF vs SCHD: Complete Analysis 2026

PHPRFStock

Primary Health Properties (PHP) is the leading investor in modern healthcare properties in the UK & Ireland. PHP is a UK based Real Estate Investment Trust (REIT) with a clear objective to create progressive returns to shareholders through a combination of earnings growth and capital appreciation. PHP achieve this by investing in healthcare real estate let on long-term leases, backed by a secure underlying covenant funded mostly by government bodies. The Group's portfolio comprises over 480 primary healthcare facilities, both completed and committed, the majority of which are GP surgeries, with other properties let to NHS organisations, pharmacies and dentists.

Full PHPRF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.